diff --git a/config/balance.js b/config/balance.js
index ed476cf..da810d2 100644
--- a/config/balance.js
+++ b/config/balance.js
@@ -18,12 +18,6 @@ export const getDefaultBank = params =>
     params,
   })
 
-//校验是否绑定银行卡
-export const checkIsbindBank = params =>
-  http.get('/member/api/bank/is-bind', {
-    params,
-  })
-
 //提现页面展示
 export const getWidthdrawShow = params =>
   http.get('/member/api/withdraw/show/add', {
@@ -90,12 +84,6 @@ export const getVerification = params =>
 export const verifyBankCard = params =>
   http.post('/member/api/bank/verify-bank-card', params)
 
-//是否配置白名单 白名单不进行银行卡四要素校验
-export const checkIfWhite = params =>
-  http.get('/member/api/bank/is-white-list', {
-    params,
-  })
-
 //银行卡选择下拉选
 export const getBankCardChoiceList = params =>
   http.get('/system/api/bank/list', {
diff --git a/config/request.js b/config/request.js
index c6d6d7e..780c5e4 100644
--- a/config/request.js
+++ b/config/request.js
@@ -19,7 +19,7 @@ module.exports = vm => {
 
     //#ifdef DEV_SERVER
     console.log('DEV_SERVER')
-    config.baseURL = 'http://192.168.0.86:8080'
+    config.baseURL = 'https://t-bl.beida777.com/prod-api'
     //#endif
 
     //#ifdef QA_SERVER
diff --git a/pages/mine/balance/index.vue b/pages/mine/balance/index.vue
index 1d59e1e..df48118 100644
--- a/pages/mine/balance/index.vue
+++ b/pages/mine/balance/index.vue
@@ -232,13 +232,14 @@ export default {
                     url: item.path,
                   })
                 } else if (res.code == 200 && res.flag == 'N') {
-                  this.smShow = true
                   uni.showToast({
                     title: '请先进行实名认证',
                   })
-                  uni.navigateTo({
-                    url: '/pages/selfService/realName/realName',
-                  })
+                  setTimeout(() => {
+                    uni.navigateTo({
+                      url: '/pages/selfService/realName/realName',
+                    })
+                  }, 300)
                 }
               })
           }
diff --git a/pages/mine/balance/withdrawal.vue b/pages/mine/balance/withdrawal.vue
index 2413958..df7380a 100644
--- a/pages/mine/balance/withdrawal.vue
+++ b/pages/mine/balance/withdrawal.vue
@@ -134,7 +134,16 @@
       <u-button class="subbtn" @click="submit">{{ '提现' }}</u-button>
     </view>
     <u-toast ref="uToast"></u-toast>
-
+    <u-modal
+      :show="unBindDefaultModal"
+      showCancelButton
+      @cancel="unBindDefaultModal = false"
+      cancelText="取消"
+      confirmText="确定"
+      @confirm="unBindDefaultConfirm"
+    >
+      请先绑定默认银行卡
+    </u-modal>
     <!-- 提现引导弹窗 -->
     <!-- <WithdrawalGuide
       :show="showWithdrawalGuide"
@@ -193,8 +202,9 @@ export default {
       bankData: {},
       widthDrwaData: {},
       ifeye: false,
-      canbind: false,
+      canbind: true,
       showWithdrawalGuide: false,
+      unBindDefaultModal: false,
     }
   },
   watch: {
@@ -205,7 +215,7 @@ export default {
       url: '/pages/mine/balance/withdrawlDetail',
     })
   },
-  onLoad() {
+  onShow() {
     this.getList()
   },
   methods: {
@@ -233,16 +243,26 @@ export default {
           }
         })
       bal.getDefaultBank().then(res => {
-        this.bankData = res.data
-        this.dataForm.pkBank = res.data.pkId
+        if (res.data && Object.keys(res.data).length > 0) {
+          this.bankData = res.data
+          this.dataForm.pkBank = res.data.pkId
+        } else {
+          this.unBindDefaultModal = true
+        }
       })
       //校验是否绑定银行卡
-      bal.checkIsbindBank().then(res => {
-        if (res.flag == 'Y') {
-          this.canbind = false
-        } else if (res.flag == 'N') {
-          this.canbind = true
-        }
+      // bal.checkIsbindBank().then(res => {
+      //   if (res.flag == 'Y') {
+      //     this.canbind = false
+      //   } else if (res.flag == 'N') {
+      //     this.canbind = true
+      //   }
+      // })
+    },
+    unBindDefaultConfirm() {
+      this.unBindDefaultModal = false
+      uni.navigateTo({
+        url: '/pages/mine/bindBank/index',
       })
     },
     submit() {
@@ -252,10 +272,13 @@ export default {
           bal.addWithdraw(this.dataForm).then(res => {
             if (res.code == 200) {
               this.$refs.uToast.show({
-                message: res.msg,
+                message: res.msg || '提现成功',
                 type: 'success',
               })
-              uni.navigateBack()
+              setTimeout(() => {
+                uni.navigateBack()
+              }, 500)
+
               // 显示提现引导弹窗
               // setTimeout(() => {
               //   this.showWithdrawalGuide = true
diff --git a/pages/mine/bindBank/bindBank.vue b/pages/mine/bindBank/bindBank.vue
index 788b9b6..607f799 100644
--- a/pages/mine/bindBank/bindBank.vue
+++ b/pages/mine/bindBank/bindBank.vue
@@ -7,21 +7,9 @@
         :rules="rules"
         ref="uForm"
       >
-        <u-form-item
-          label-width="200rpx"
-          :label="'银行卡号'"
-          borderBottom
-          prop="cardNumber"
-          ref="item1"
-        >
-          <u--input
-            v-model="dataForm.cardNumber"
-            disabledColor="#F5F5F5;"
-            border="none"
-          ></u--input>
-        </u-form-item>
         <u-form-item
           borderBottom
+          required
           label-width="200rpx"
           :label="'银行名称'"
           prop="bankName"
@@ -40,6 +28,7 @@
         <u-form-item
           label-width="200rpx"
           :label="'开户支行'"
+          required
           prop="subBankName"
           borderBottom
           ref="item1"
@@ -52,7 +41,22 @@
         </u-form-item>
         <u-form-item
           label-width="200rpx"
-          :label="'真实姓名'"
+          :label="'银行卡号'"
+          required
+          borderBottom
+          prop="cardNumber"
+          ref="item1"
+        >
+          <u--input
+            v-model="dataForm.cardNumber"
+            disabledColor="#F5F5F5;"
+            border="none"
+          ></u--input>
+        </u-form-item>
+        <u-form-item
+          label-width="200rpx"
+          label="开户姓名"
+          required
           prop="accountName"
           borderBottom
           ref="item1"
@@ -66,6 +70,7 @@
         <u-form-item
           label-width="200rpx"
           :label="'证件号码'"
+          required
           prop="idCard"
           borderBottom
           ref="item1"
@@ -81,6 +86,7 @@
           label-width="200rpx"
           :label="'联系方式'"
           prop="phone"
+          required
           borderBottom
           ref="item1"
         >
@@ -95,6 +101,7 @@
           v-if="userInfo.pkCountry == 1 && cancode"
           label-width="200rpx"
           :label="'验证码'"
+          required
           prop="verificationCode"
           borderBottom
           ref="item1"
@@ -131,6 +138,13 @@
         ></u-picker>
       </u--form>
     </view>
+    <view class="tip-wrapper">
+      <view class="tip-content">
+        <view class="tip-text"
+          >银行卡号、真实姓名、证件号码、联系方式，请与银行预留信息保持一致</view
+        >
+      </view>
+    </view>
     <view class="btnbox">
       <u-button class="subbtn" @click="submit">{{ '确定' }}</u-button>
     </view>
@@ -221,18 +235,8 @@ export default {
   onLoad() {
     this.userInfo = uni.getStorageSync('User')
     this.getList()
-    this.checkIfWhite()
   },
   methods: {
-    checkIfWhite() {
-      ban.checkIfWhite().then(res => {
-        if (res.code == 200 && res.flag == 'N') {
-          this.cancode = true
-        } else if (res.code == 200 && res.flag == 'Y') {
-          this.cancode = false
-        }
-      })
-    },
     codeChange(text) {
       this.tips = text
     },
@@ -295,9 +299,7 @@ export default {
         .then(res => {
           // 没有三方接口 临机写死
           this.ifpass = true
-          this.bindBank()
 
-          return
           if (this.userInfo.pkCountry == 1) {
             if (this.cancode) {
               ban
@@ -374,5 +376,37 @@ export default {
     border-radius: 38rpx;
     color: #fff;
   }
+
+  .tip-wrapper {
+    margin: 20rpx 20rpx 0 20rpx;
+
+    .tip-content {
+      display: flex;
+      align-items: flex-start;
+      background: linear-gradient(135deg, #fff3e0 0%, #fff8f0 100%);
+      border: 2rpx solid #ffb74d;
+      border-radius: 16rpx;
+      padding: 20rpx 24rpx;
+      box-shadow: 0 4rpx 12rpx rgba(255, 183, 77, 0.1);
+
+      .tip-icon {
+        color: #ff9800;
+        font-size: 28rpx;
+        font-weight: bold;
+        margin-right: 16rpx;
+        margin-top: 2rpx;
+        flex-shrink: 0;
+      }
+
+      .tip-text {
+        flex: 1;
+        font-size: 24rpx;
+        line-height: 36rpx;
+        color: #e65100;
+        font-weight: 500;
+        letter-spacing: 0.5rpx;
+      }
+    }
+  }
 }
 </style>
diff --git a/pages/mine/bindBank/index.vue b/pages/mine/bindBank/index.vue
index 762bb3d..975470c 100644
--- a/pages/mine/bindBank/index.vue
+++ b/pages/mine/bindBank/index.vue
@@ -1,225 +1,265 @@
 <template>
-	<view class="content">
-		<view class="tablebox" v-if="tableData.length > 0">
-			<view class="card" v-for="(item, index) in tableData"
-				:style="{ backgroundImage: 'url(' + item.backgroundImg + ')'}" :key="index">
-				<view class="cardtopflex">
-					<view class="cardtopflex2">
-						<view class="imgbox"><img :src="item.logo" alt="" /></view>
-						<view class="titlebox">
-							<view class="cardtitle">{{item.bankName}}</view>
-							<view class="cardtitle2">{{'储蓄卡'}}</view>
-						</view>
-					</view>
-					<view class="flexs_1" v-if="item.defaultCard==1">
-						<view class="qiu"></view>
-						<view v-if="userInfo.pkCountry == 1">{{'默认'}}</view>
-						<view v-else style="color: #000;font-weight: bold;" class="cardfooter">{{'默认'}}</view>
-					</view>
-					<view class="flexs_1" v-else>
+  <view class="content">
+    <view class="tablebox" v-if="tableData.length > 0">
+      <view
+        class="card"
+        v-for="(item, index) in tableData"
+        :style="{ backgroundImage: 'url(' + item.backgroundImg + ')' }"
+        :key="index"
+      >
+        <view class="cardtopflex">
+          <view class="cardtopflex2">
+            <view class="imgbox"><img :src="item.logo" alt="" /></view>
+            <view class="titlebox">
+              <view class="cardtitle">{{ item.bankName }}</view>
+              <view class="cardtitle2">{{ '储蓄卡' }}</view>
+            </view>
+          </view>
+          <view class="flexs_1" v-if="item.defaultCard == 1">
+            <view class="qiu"></view>
+            <view v-if="userInfo.pkCountry == 1">{{ '默认' }}</view>
+            <view
+              v-else
+              style="color: #000; font-weight: bold"
+              class="cardfooter"
+              >{{ '默认' }}</view
+            >
+          </view>
+          <view class="flexs_1" v-else>
+            <view
+              style="color: #fff; font-weight: bold; cursor: pointer"
+              @click="setDefault(item.pkId)"
+              class="cardfooter"
+              >{{ '设为默认' }}</view
+            >
+          </view>
+        </view>
+        <view class="cardNumber">{{ item.cardNumber }}</view>
+        <view
+          v-if="userInfo.pkCountry == 1"
+          class="cardfooter"
+          @click="removeBind(item)"
+        >
+          [{{ '解绑' }}]</view
+        >
+        <view
+          v-else
+          style="color: #000; font-weight: bold"
+          class="cardfooter"
+          @click="removeBind(item)"
+        >
+          [{{ '解绑' }}]</view
+        >
+      </view>
+    </view>
+    <u-modal
+      :showCancelButton="true"
+      @cancel="modalShow = false"
+      :content="'是否确认解绑银行卡'"
+      :show="modalShow"
+      @confirm="confirmRemove"
+      ref="uModal"
+      :asyncClose="true"
+    ></u-modal>
+    <view class="footerbtn" @click="goAdd"> +{{ '添加银行卡' }} </view>
 
-						<view style="color: #fff; font-weight: bold; cursor: pointer" @click="setDefault(item.pkId)"
-							class="cardfooter">{{'设为默认'}}</view>
-					</view>
-				</view>
-				<view class="cardNumber">{{ item.cardNumber }}</view>
-				<view v-if="userInfo.pkCountry == 1" class="cardfooter" @click="removeBind(item)">
-					[{{'解绑'}}]</view>
-				<view v-else style="color: #000;font-weight: bold;" class="cardfooter" @click="removeBind(item)">
-					[{{'解绑'}}]</view>
-			</view>
-		</view>
-		<u-modal :showCancelButton="true" @cancel="modalShow=false" :content="'是否确认解绑银行卡'" :show="modalShow"
-			@confirm="confirmRemove" ref="uModal" :asyncClose="true"></u-modal>
-		<view class="footerbtn" @click="goAdd">
-			+{{'添加银行卡'}}
-		</view>
-
-		<u-modal :showCancelButton="true" @cancel="modalShow2=false" content="当前解绑为默银行卡，请设置为另一张卡为默认银行卡"
-			:show="modalShow2" @confirm="confirmRemove2" ref="uModal" :asyncClose="true"></u-modal>
-		<!-- <el-button class="footerbtn" @click="bindBank(true)">{{'绑定银行卡'}}</el-button> -->
-	</view>
+    <u-modal
+      :showCancelButton="true"
+      @cancel="modalShow2 = false"
+      content="当前解绑为默银行卡，请设置为另一张卡为默认银行卡"
+      :show="modalShow2"
+      @confirm="confirmRemove2"
+      ref="uModal"
+      :asyncClose="true"
+    ></u-modal>
+    <!-- <el-button class="footerbtn" @click="bindBank(true)">{{'绑定银行卡'}}</el-button> -->
+  </view>
 </template>
 
 <script>
-	import * as ban from "@/config/balance.js"
-	export default {
-		data() {
-			return {
-				tableData: [],
-				modalShow: false,
-				modalShow2: false,
-				pkId: "",
-				userInfo: {}
-			}
-		},
-		onLoad() {
-			this.userInfo = uni.getStorageSync('User')
-		},
-		onShow() {
-			this.getSearch()
-		},
-		methods: {
-			setDefault(pkId) {
-				ban.updateDefault({
-					pkId: pkId
-				}).then((res) => {
-					if (res.code == 200) {
-						uni.$u.toast(res.msg)
-						this.getSearch();
-					} else {
-						uni.$u.toast(res.msg)
-					}
-				});
-			},
-			goAdd() {
-				uni.navigateTo({
-					url: '/pages/mine/bindBank/bindBank'
-				})
-			},
-			removeBind(item) {
-				this.pkId = item.pkId
-				if (item.defaultCard == 1) {
-					this.modalShow2 = true
-				} else {
-					this.modalShow = true
-				}
-
-			},
-			confirmRemove2() {
-				this.modalShow2 =false
-				this.modalShow = true
-			},
-			//解除绑定
-			confirmRemove() {
-				ban.removeBankBind({
-					pkId: this.pkId
-				}).then((res) => {
-					if (res.code == 200) {
-						uni.$u.toast(res.msg)
-						this.modalShow = false
-						this.getSearch();
-					} else {
-						uni.$u.toast(res.msg)
-						this.modalShow = false
-					}
-				});
-			},
-			//点击绑定银行卡
-			bindBank(val) {
-				// this.isAdd = true;
-				// this.jdTl = val;
-			},
-			getSearch() {
-				ban.getBankList().then((res) => {
-					this.tableData = res.data;
-				});
-			},
-		}
-	}
+import * as ban from '@/config/balance.js'
+export default {
+  data() {
+    return {
+      tableData: [],
+      modalShow: false,
+      modalShow2: false,
+      pkId: '',
+      userInfo: {},
+    }
+  },
+  onLoad() {
+    this.userInfo = uni.getStorageSync('User')
+  },
+  onShow() {
+    this.getSearch()
+  },
+  methods: {
+    setDefault(pkId) {
+      ban
+        .updateDefault({
+          pkId: pkId,
+        })
+        .then(res => {
+          if (res.code == 200) {
+            uni.$u.toast(res.msg)
+            this.getSearch()
+          } else {
+            uni.$u.toast(res.msg)
+          }
+        })
+    },
+    goAdd() {
+      uni.navigateTo({
+        url: '/pages/mine/bindBank/bindBank',
+      })
+    },
+    removeBind(item) {
+      this.pkId = item.pkId
+      if (item.defaultCard == 1) {
+        this.modalShow2 = true
+      } else {
+        this.modalShow = true
+      }
+    },
+    confirmRemove2() {
+      this.modalShow2 = false
+      // this.modalShow = true
+    },
+    //解除绑定
+    confirmRemove() {
+      ban
+        .removeBankBind({
+          pkId: this.pkId,
+        })
+        .then(res => {
+          if (res.code == 200) {
+            uni.$u.toast(res.msg)
+            this.modalShow = false
+            this.getSearch()
+          } else {
+            uni.$u.toast(res.msg)
+            this.modalShow = false
+          }
+        })
+    },
+    //点击绑定银行卡
+    bindBank(val) {
+      // this.isAdd = true;
+      // this.jdTl = val;
+    },
+    getSearch() {
+      ban.getBankList().then(res => {
+        this.tableData = res.data
+      })
+    },
+  },
+}
 </script>
 
 <style lang="scss" scoped>
-	.content {
-		background-color: #f9f9f9;
-		padding: 22rpx;
+.content {
+  background-color: #f9f9f9;
+  padding: 22rpx;
 
-		.tablebox {
-			display: flex;
-			flex-wrap: wrap;
-			justify-content: space-between;
+  .tablebox {
+    display: flex;
+    flex-wrap: wrap;
+    justify-content: space-between;
 
-			.card {
-				width: 100%;
-				background-color: rgba(170, 45, 42, 0.9);
-				background-size: 100% 100%;
-				border-radius: 20rpx;
-				margin: 20rpx 0;
-				padding: 28rpx 32rpx 40rpx 32rpx;
-				margin-top: 20rpx;
+    .card {
+      width: 100%;
+      background-color: rgba(170, 45, 42, 0.9);
+      background-size: 100% 100%;
+      border-radius: 20rpx;
+      margin: 20rpx 0;
+      padding: 28rpx 32rpx 40rpx 32rpx;
+      margin-top: 20rpx;
 
-				.cardtopflex {
-					display: flex;
-					align-items: center;
-					justify-content: space-between;
+      .cardtopflex {
+        display: flex;
+        align-items: center;
+        justify-content: space-between;
 
-					.flexs_1 {
-						display: flex;
-						align-items: center;
-						margin-right: 20rpx;
-						color: #ffffff;
-						font-size: 24rpx;
+        .flexs_1 {
+          display: flex;
+          align-items: center;
+          margin-right: 20rpx;
+          color: #ffffff;
+          font-size: 24rpx;
 
-						.qiu {
-							margin-right: 10rpx;
-							width: 20rpx;
-							height: 20rpx;
-							border-radius: 50%;
-							background: rgb(47, 236, 47);
-						}
-					}
+          .qiu {
+            margin-right: 10rpx;
+            width: 20rpx;
+            height: 20rpx;
+            border-radius: 50%;
+            background: rgb(47, 236, 47);
+          }
+        }
 
-					.cardtopflex2 {
-						.imgbox {
-							margin-right: 20rpx;
+        .cardtopflex2 {
+          .imgbox {
+            margin-right: 20rpx;
 
-							img {
-								width: 68rpx;
-								height: 68rpx;
-							}
-						}
+            img {
+              width: 68rpx;
+              height: 68rpx;
+            }
+          }
 
-						.titlebox {
-							color: #ffffff;
-							text-align: left;
+          .titlebox {
+            color: #ffffff;
+            text-align: left;
 
-							.cardtitle {
-								font-size: 36rpx;
-								font-weight: 600;
-							}
+            .cardtitle {
+              font-size: 36rpx;
+              font-weight: 600;
+            }
 
-							.cardtitle2 {
-								font-size: 20rpx;
-								margin-top: 8rpx;
-								font-weight: 400;
-							}
-						}
-					}
+            .cardtitle2 {
+              font-size: 20rpx;
+              margin-top: 8rpx;
+              font-weight: 400;
+            }
+          }
+        }
+      }
 
-				}
+      .cardNumber {
+        font-size: 32rpx;
+        font-family:
+          PingFang SC-Medium,
+          PingFang SC;
+        font-weight: 600;
+        color: #ffffff;
+        margin-top: 100rpx;
+        margin-left: 36rpx;
+      }
 
-				.cardNumber {
-					font-size: 32rpx;
-					font-family: PingFang SC-Medium, PingFang SC;
-					font-weight: 600;
-					color: #ffffff;
-					margin-top: 100rpx;
-					margin-left: 36rpx;
-				}
+      .cardfooter {
+        text-align: right;
+        font-size: 24rpx;
+        font-family:
+          PingFang SC-Regular,
+          PingFang SC;
+        font-weight: 400;
+        color: #ffffff;
+        margin-top: 24rpx;
+        cursor: pointer;
+      }
+    }
+  }
 
-				.cardfooter {
-					text-align: right;
-					font-size: 24rpx;
-					font-family: PingFang SC-Regular, PingFang SC;
-					font-weight: 400;
-					color: #ffffff;
-					margin-top: 24rpx;
-					cursor: pointer;
-				}
-			}
-		}
-
-		.footerbtn {
-
-			display: flex;
-			align-items: center;
-			padding: 40rpx;
-			background: #ffffff;
-			font-size: 24rpx;
-			font-weight: 600;
-			border-radius: 20rpx;
-			margin-top: 32rpx;
-			width: 100%;
-		}
-	}
-</style>
\ No newline at end of file
+  .footerbtn {
+    display: flex;
+    align-items: center;
+    padding: 40rpx;
+    background: #ffffff;
+    font-size: 24rpx;
+    font-weight: 600;
+    border-radius: 20rpx;
+    margin-top: 32rpx;
+    width: 100%;
+  }
+}
+</style>