diff --git a/bd-api/bd-api-member/src/main/java/com/hzs/member/account/dto/CuMemberBankParam.java b/bd-api/bd-api-member/src/main/java/com/hzs/member/account/dto/CuMemberBankParam.java
index 5227641b..5d279b30 100644
--- a/bd-api/bd-api-member/src/main/java/com/hzs/member/account/dto/CuMemberBankParam.java
+++ b/bd-api/bd-api-member/src/main/java/com/hzs/member/account/dto/CuMemberBankParam.java
@@ -1,6 +1,5 @@
 package com.hzs.member.account.dto;
 
-
 import lombok.AllArgsConstructor;
 import lombok.Data;
 import lombok.NoArgsConstructor;
@@ -8,12 +7,7 @@ import lombok.NoArgsConstructor;
 import java.io.Serializable;
 
 /**
- * <p>
  * 会员信息-银行卡信息
- * </p>
- *
- * @author hzs
- * @since 2022-08-31
  */
 @Data
 @AllArgsConstructor
diff --git a/bd-api/bd-api-system/src/main/java/com/hzs/system/config/IWithdrawalAutoServiceApi.java b/bd-api/bd-api-system/src/main/java/com/hzs/system/config/IWithdrawalAutoServiceApi.java
deleted file mode 100644
index 5f37d4d4..00000000
--- a/bd-api/bd-api-system/src/main/java/com/hzs/system/config/IWithdrawalAutoServiceApi.java
+++ /dev/null
@@ -1,25 +0,0 @@
-package com.hzs.system.config;
-
-import com.hzs.common.core.domain.R;
-import com.hzs.common.domain.system.config.BdWithdrawalAuto;
-
-import java.util.List;
-
-/**
- * @description: 根据国家查询自动提现明细api
- * @author: zhang jing
- * @date: 2022/9/27 15:15
- * @param:
- * @return:
- **/
-public interface IWithdrawalAutoServiceApi {
-
-    /**
-     * @description:根据国家查询自动提现明细列表
-     * @author: zhang jing
-     * @date: 2022/9/27 15:20
-     * @param: [pkCountry]
-     * @return: com.hzs.common.core.domain.R<java.util.List<com.hzs.common.domain.system.config.BdWithdrawalAuto>>
-     **/
-     R<List<BdWithdrawalAuto>> queryWithdrawalAuto(Integer pkCountry);
-}
diff --git a/bd-api/bd-api-third/src/main/java/com/hzs/third/bankcard/IBankCardServiceApi.java b/bd-api/bd-api-third/src/main/java/com/hzs/third/bankcard/IBankCardServiceApi.java
index c7b4af3d..8fd94acc 100644
--- a/bd-api/bd-api-third/src/main/java/com/hzs/third/bankcard/IBankCardServiceApi.java
+++ b/bd-api/bd-api-third/src/main/java/com/hzs/third/bankcard/IBankCardServiceApi.java
@@ -5,20 +5,15 @@ import com.hzs.third.bankcard.dto.BankCardParam;
 
 /**
  * 银行卡四要素认证
- *
- * @Description:
- * @Author: ljc
- * @Time: 2023/2/9 14:04
- * @Classname: BankCardService
- * @Package_name: com.hzs.third.bankCard
  */
 public interface IBankCardServiceApi {
+
     /**
      * 银行卡四要素验证
      *
      * @param bankCardParam 银行卡入参
      * @return R
      */
-    R verifyBankCard(BankCardParam bankCardParam);
+    R<?> verifyBankCard(BankCardParam bankCardParam);
 
 }
diff --git a/bd-api/bd-api-third/src/main/java/com/hzs/third/bankcard/dto/BankCardParam.java b/bd-api/bd-api-third/src/main/java/com/hzs/third/bankcard/dto/BankCardParam.java
index f48d6f49..73d08e91 100644
--- a/bd-api/bd-api-third/src/main/java/com/hzs/third/bankcard/dto/BankCardParam.java
+++ b/bd-api/bd-api-third/src/main/java/com/hzs/third/bankcard/dto/BankCardParam.java
@@ -9,12 +9,6 @@ import java.io.Serializable;
 
 /**
  * 银行卡校验参数
- *
- * @Description:
- * @Author: ljc
- * @Time: 2022/11/24 18:19
- * @Classname: BankCardVO
- * @Package_name: com.hz.bankCard.vo
  */
 @Data
 @Builder
@@ -38,6 +32,7 @@ public class BankCardParam implements Serializable {
      * 手机号
      */
     private String mobile;
+
     /**
      * 银行卡号
      */
diff --git a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/controller/api/ApiCuMemberBankController.java b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/controller/api/ApiCuMemberBankController.java
index b1ef7107..8ea43881 100644
--- a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/controller/api/ApiCuMemberBankController.java
+++ b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/controller/api/ApiCuMemberBankController.java
@@ -2,21 +2,14 @@ package com.hzs.member.account.controller.api;
 
 import cn.hutool.core.collection.CollUtil;
 import com.hzs.common.core.annotation.RepeatSubmitSimple;
-import com.hzs.common.core.constant.CountryConstants;
-import com.hzs.common.core.constant.msg.FinanceMsgConstants;
 import com.hzs.common.core.domain.R;
-import com.hzs.common.core.enums.EBusinessModule;
-import com.hzs.common.core.enums.EYesNo;
 import com.hzs.common.core.utils.StringUtils;
 import com.hzs.common.core.web.controller.BaseController;
 import com.hzs.common.core.web.domain.AjaxResult;
 import com.hzs.common.domain.member.account.CuMemberBank;
-import com.hzs.common.domain.system.config.BdTradeWhiteConfig;
 import com.hzs.common.security.utils.SecurityUtils;
-import com.hzs.common.util.TransactionUtils;
 import com.hzs.member.account.dto.CuMemberBankParam;
 import com.hzs.member.account.service.ICuMemberBankService;
-import com.hzs.member.account.service.ICuMemberBaseService;
 import com.hzs.member.account.service.ICuMemberWithdrawService;
 import com.hzs.member.account.vo.CuMemberBankVO;
 import com.hzs.member.sms.service.IApiAliSmsService;
@@ -37,184 +30,144 @@ import java.util.List;
 public class ApiCuMemberBankController extends BaseController {
 
     @Autowired
-    private ICuMemberBankService cuMemberBankService;
+    private ICuMemberBankService iCuMemberBankService;
     @Autowired
-    private ICuMemberBaseService iCuMemberBaseService;
-    @Autowired
-    private ICuMemberWithdrawService cuMemberWithdrawService;
+    private ICuMemberWithdrawService iCuMemberWithdrawService;
     @Autowired
     private IApiAliSmsService iApiAliSmsService;
 
     @DubboReference
-    IBankCardServiceApi bankCardServiceApi;
-
+    IBankCardServiceApi iBankCardServiceApi;
 
     /**
-     * 是否绑定银行卡
-     *
-     * @return AjaxResult
+     * 银行卡列表
      */
-    @GetMapping("/is-bind")
-    public AjaxResult isBindBank() {
+    @GetMapping("/list")
+    public AjaxResult getBankCardList() {
         Long pkMember = SecurityUtils.getUserId();
         Integer pkCountry = SecurityUtils.getPkCountry();
-        CuMemberBankVO cuMemberBank = cuMemberBankService.isBindBank(pkMember, pkCountry);
-        String flag = null == cuMemberBank.getDefaultCard() ? EYesNo.NO.getValue() : EYesNo.YES.getValue();
-        return AjaxResult.success().put("flag", flag);
-    }
-
-    /**
-     * 解绑银行卡
-     *
-     * @return AjaxResult
-     */
-    @GetMapping("/unbind-bank")
-    public AjaxResult unbindBank(Long pkId) {
-        Assert.notNull(pkId, TransactionUtils.getContent(FinanceMsgConstants.BANK_CARD_CANNOT_EMPTY));
-        Integer pkCountry = SecurityUtils.getPkCountry();
-        Long pkMember = SecurityUtils.getUserId();
-        //查询默认银行卡
-        CuMemberBankVO cuMemberBankVO = cuMemberBankService.selectCuMemberBankById(pkId);
-        //解绑默认银行卡需校验是否有进行的提现
-        if (null != cuMemberBankVO) {
-            List<Long> pkIds = cuMemberWithdrawService.selectWithdrawMember(pkCountry, pkMember);
-            if (CollUtil.isNotEmpty(pkIds)) {
-                return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.WITHDRAWAL_APPROVAL));
-            }
-
-        }
-        return AjaxResult.success(cuMemberBankService.unbindBank(pkId, pkMember));
-    }
-
-
-    /**
-     * 校验开户名
-     *
-     * @param accountName 开户名
-     * @return AjaxResult
-     */
-    @GetMapping("/check-account-name")
-    public AjaxResult checkAccountName(String accountName) {
-        Assert.notNull(accountName, TransactionUtils.getContent(FinanceMsgConstants.ACCOUNT_NAME_CANNOT_EMPTY));
-        String memberCode = SecurityUtils.getMemberCode();
-        String flag = memberCode.equals(accountName) ? EYesNo.YES.getValue() : EYesNo.NO.getValue();
-        return AjaxResult.success().put("flag", flag);
+        return AjaxResult.success(iCuMemberBankService.selectBankCardByPkMember(pkMember, pkCountry));
     }
 
     /**
      * 银行卡四要素验证
-     *
-     * @param memberBankParam 银行卡信息
-     * @return AjaxResult
      */
     @PostMapping("/verify-bank-card")
     public AjaxResult verifyBankCard(@RequestBody CuMemberBankParam memberBankParam) {
-        BankCardParam bankCard = BankCardParam.builder().name(memberBankParam.getAccountName())
-                .idCard(memberBankParam.getIdCard()).mobile(memberBankParam.getPhone())
-                .bankCard(StringUtils.deleteWhitespace(memberBankParam.getCardNumber())).build();
-        R result = bankCardServiceApi.verifyBankCard(bankCard);
+        if (StringUtils.isEmpty(memberBankParam.getCardNumber())) {
+            return AjaxResult.error("银行卡号不能为空！");
+        }
+        if (StringUtils.isEmpty(memberBankParam.getIdCard())) {
+            return AjaxResult.error("身份证号码不能为空！");
+        }
+        if (StringUtils.isEmpty(memberBankParam.getAccountName())) {
+            return AjaxResult.error("开户姓名不能为空！");
+        }
+        if (StringUtils.isEmpty(memberBankParam.getPhone())) {
+            return AjaxResult.error("手机号不能为空！");
+        }
+
+        BankCardParam bankCard = BankCardParam.builder()
+                .name(memberBankParam.getAccountName())
+                .idCard(memberBankParam.getIdCard())
+                .mobile(memberBankParam.getPhone())
+                .bankCard(StringUtils.deleteWhitespace(memberBankParam.getCardNumber()))
+                .build();
+        R<?> result = iBankCardServiceApi.verifyBankCard(bankCard);
         return result.isSuccess() ? AjaxResult.success() : AjaxResult.error(result.getMsg());
-
     }
 
-
     /**
      * 绑定银行卡
-     *
-     * @param cuMemberBankParam 银行卡入参
-     * @return AjaxResult
      */
     @PostMapping("/add")
     @RepeatSubmitSimple
     public AjaxResult addBankInfo(@RequestBody CuMemberBankParam cuMemberBankParam) {
         Integer pkCountry = SecurityUtils.getPkCountry();
         Long pkMember = SecurityUtils.getUserId();
-        //是否配置提现白名单
-        String configWhite = getConfigWhite(pkCountry, pkMember);
-        //海外不校验验证码、四要素 国内配置了提现白名单不校验
-        if (pkCountry.equals(CountryConstants.CHINA_COUNTRY) && configWhite.equals(EYesNo.NO.getValue())) {
-            String verificationCode = cuMemberBankParam.getVerificationCode();
-            if (StringUtils.isEmpty(verificationCode)) {
-                return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.VERIFICATION_CODE_CANNOT_EMPTY));
-            }
-            //支行名称
-            String subBankName = cuMemberBankParam.getSubBankName();
-            if (StringUtils.isEmpty(subBankName)) {
-                return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.OPENING_BRANCH_CANNOT_EMPTY));
-            }
-            //银行卡号去空格
-            String cardNumber = cuMemberBankParam.getCardNumber();
-            cuMemberBankParam.setCardNumber(StringUtils.deleteWhitespace(cardNumber));
 
-            String message = iApiAliSmsService.checkCode(cuMemberBankParam.getPhone(), verificationCode, null, pkMember);
-            if (null != message) {
-                return AjaxResult.error(message);
-            }
+        if (null == cuMemberBankParam.getPkBank()) {
+            return AjaxResult.error("银行名称不能为空");
         }
+        if (StringUtils.isEmpty(cuMemberBankParam.getSubBankName())) {
+            return AjaxResult.error("开户支行不能为空");
+        }
+        if (StringUtils.isEmpty(cuMemberBankParam.getCardNumber())) {
+            return AjaxResult.error("银行卡号不能为空！");
+        }
+        if (StringUtils.isEmpty(cuMemberBankParam.getAccountName())) {
+            return AjaxResult.error("开户姓名不能为空！");
+        }
+        if (StringUtils.isEmpty(cuMemberBankParam.getIdCard())) {
+            return AjaxResult.error("证件号码不能为空！");
+        }
+        if (StringUtils.isEmpty(cuMemberBankParam.getPhone())) {
+            return AjaxResult.error("联系方式不能为空！");
+        }
+        String verificationCode = cuMemberBankParam.getVerificationCode();
+        if (StringUtils.isEmpty(verificationCode)) {
+            return AjaxResult.error("验证码不能为空！");
+        }
+        String message = iApiAliSmsService.checkCode(cuMemberBankParam.getPhone(), verificationCode, null, pkMember);
+        if (null != message) {
+            return AjaxResult.error(message);
+        }
+
+        // 银行卡号去空格
+        String cardNumber = cuMemberBankParam.getCardNumber();
+        cuMemberBankParam.setCardNumber(StringUtils.deleteWhitespace(cardNumber));
         cuMemberBankParam.setPkCountry(pkCountry);
         cuMemberBankParam.setPkMember(pkMember);
-        return toAjax(cuMemberBankService.saveMemberBank(cuMemberBankParam));
+        return toAjax(iCuMemberBankService.saveMemberBank(cuMemberBankParam));
     }
 
-
-    @GetMapping("/list")
-    public AjaxResult getBankCardList() {
-        Long pkMember = SecurityUtils.getUserId();
+    /**
+     * 解绑银行卡
+     */
+    @GetMapping("/unbind-bank")
+    public AjaxResult unbindBank(Long pkId) {
+        Assert.notNull(pkId, "银行卡号不能为空！");
         Integer pkCountry = SecurityUtils.getPkCountry();
-        return AjaxResult.success(cuMemberBankService.selectBankCardByPkMember(pkMember, pkCountry));
-    }
-
-    @GetMapping("/default-bank")
-    public AjaxResult getDefaultBankCard() {
         Long pkMember = SecurityUtils.getUserId();
-        Integer pkCountry = SecurityUtils.getPkCountry();
-        return AjaxResult.success(cuMemberBankService.isBindBank(pkMember, pkCountry));
+        // 查询默认银行卡
+        CuMemberBankVO cuMemberBankVO = iCuMemberBankService.selectCuMemberBankById(pkId);
+        // 解绑默认银行卡需校验是否有进行的提现
+        if (null != cuMemberBankVO) {
+            List<Long> pkIds = iCuMemberWithdrawService.selectWithdrawMember(pkCountry, pkMember);
+            if (CollUtil.isNotEmpty(pkIds)) {
+                return AjaxResult.error("提现正在审批中，请稍后再试");
+            }
+        }
+        return AjaxResult.success(iCuMemberBankService.unbindBank(pkId, pkMember));
     }
 
     /**
      * 修改默认银行卡
-     *
-     * @param pkId ID
-     * @return AjaxResult
      */
     @GetMapping("/update-default")
     public AjaxResult updateDefault(Long pkId) {
         Long pkMember = SecurityUtils.getUserId();
         Integer pkCountry = SecurityUtils.getPkCountry();
-        //查询银行卡
-        CuMemberBank cuMemberBank = cuMemberBankService.getById(pkId);
-        //解绑默认银行卡需校验是否有进行的提现
+        // 查询银行卡
+        CuMemberBank cuMemberBank = iCuMemberBankService.getById(pkId);
+        // 解绑默认银行卡需校验是否有进行的提现
         if (null != cuMemberBank) {
-            List<Long> pkIds = cuMemberWithdrawService.selectWithdrawMember(pkCountry, pkMember);
+            List<Long> pkIds = iCuMemberWithdrawService.selectWithdrawMember(pkCountry, pkMember);
             if (CollUtil.isNotEmpty(pkIds)) {
-                return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.WITHDRAWAL_APPROVAL));
+                return AjaxResult.error("提现正在审批中，请稍后再试");
             }
         }
-        return toAjax(cuMemberBankService.updateDefault(pkId, pkMember, pkCountry));
-    }
-
-
-    /**
-     * 查询是否设置提现白名单
-     *
-     * @return AjaxResult
-     */
-    @GetMapping("/is-white-list")
-    public AjaxResult isWhiteList() {
-        String flag = getConfigWhite(SecurityUtils.getPkCountry(), SecurityUtils.getUserId());
-        return AjaxResult.success().put("flag", flag);
+        return toAjax(iCuMemberBankService.updateDefault(pkId, pkMember, pkCountry));
     }
 
     /**
-     * 查询提现白名单配置
-     *
-     * @param pkCountry 国家ID
-     * @param pkMember  会员ID
-     * @return String
+     * 默认银行卡
      */
-    private String getConfigWhite(Integer pkCountry, Long pkMember) {
-        BdTradeWhiteConfig bdTradeWhiteConfig = iCuMemberBaseService.selectConfigWhite(pkMember, pkCountry, EBusinessModule.WITHDRAWAL.getValue());
-        return null == bdTradeWhiteConfig ? EYesNo.NO.getValue() : EYesNo.YES.getValue();
+    @GetMapping("/default-bank")
+    public AjaxResult getDefaultBankCard() {
+        Long pkMember = SecurityUtils.getUserId();
+        Integer pkCountry = SecurityUtils.getPkCountry();
+        return AjaxResult.success(iCuMemberBankService.isBindBank(pkMember, pkCountry));
     }
 
 }
diff --git a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/controller/api/ApiCuMemberWithdrawController.java b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/controller/api/ApiCuMemberWithdrawController.java
index 44b469c1..aa2f7c9e 100644
--- a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/controller/api/ApiCuMemberWithdrawController.java
+++ b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/controller/api/ApiCuMemberWithdrawController.java
@@ -2,7 +2,6 @@ package com.hzs.member.account.controller.api;
 
 import cn.hutool.core.collection.CollUtil;
 import com.hzs.common.core.annotation.RepeatSubmitSimple;
-import com.hzs.common.core.constant.CountryConstants;
 import com.hzs.common.core.constant.MagicNumberConstants;
 import com.hzs.common.core.constant.MemberFieldConstants;
 import com.hzs.common.core.constant.msg.FinanceMsgConstants;
@@ -48,26 +47,20 @@ import java.util.List;
 public class ApiCuMemberWithdrawController extends BaseController {
 
     @Autowired
-    ICuMemberBankService cuMemberBankService;
-
+    private ICuMemberBankService iCuMemberBankService;
     @Autowired
-    ICuMemberService cuMemberService;
+    private ICuMemberService iCuMemberService;
+    @Autowired
+    private ICuMemberBaseService iCuMemberBaseService;
+    @Autowired
+    private ICuMemberAccountService iCuMemberAccountService;
+    @Autowired
+    private ICuMemberWithdrawService iCuMemberWithdrawService;
 
     @DubboReference
-    IWithdrawalServiceApi withdrawalServiceApi;
-
-    @Autowired
-    ICuMemberBaseService baseService;
-
-    @Autowired
-    ICuMemberAccountService cuMemberAccountService;
-
-    @Autowired
-    ICuMemberWithdrawService cuMemberWithdrawService;
-
-
+    IWithdrawalServiceApi iWithdrawalServiceApi;
     @DubboReference
-    IGradeServiceApi gradeServiceApi;
+    IGradeServiceApi iGradeServiceApi;
 
     /**
      * 提现时展示信息
@@ -85,18 +78,18 @@ public class ApiCuMemberWithdrawController extends BaseController {
             return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.ENTER_WITHDRAWAL_AMOUNT));
         }
         //提现配置信息
-        BdWithdrawal bdWithdrawal = withdrawalServiceApi.queryWithdrawal(pkCountry, pkAccount).getData();
+        BdWithdrawal bdWithdrawal = iWithdrawalServiceApi.queryWithdrawal(pkCountry, pkAccount).getData();
         if (null == bdWithdrawal) {
             return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.CONFIGURE_WITHDRAWAL_INFO));
         }
-        CuMemberAccount cuMemberAccount = cuMemberAccountService.queryCuMemberAccountByPkMember(pkMember);
-        Integer accountValue = baseService.getAccountValueById(pkAccount);
+        CuMemberAccount cuMemberAccount = iCuMemberAccountService.queryCuMemberAccountByPkMember(pkMember);
+        Integer accountValue = iCuMemberBaseService.getAccountValueById(pkAccount);
         //余额
         BigDecimal balance = ReflectUtils.invokeGetter(cuMemberAccount, MemberFieldConstants.ACCOUNT + accountValue);
         //可用金额
         BigDecimal availableBalance = getAvailableBalance(accountValue, cuMemberAccount);
         //手续费金额
-        BigDecimal serviceChargeAmount = accountValue.equals(EAccount.BONUS.getValue()) ? cuMemberWithdrawService.computeServiceCharge(pkCountry, cashAmount) : BigDecimal.ZERO;
+        BigDecimal serviceChargeAmount = accountValue.equals(EAccount.BONUS.getValue()) ? iCuMemberWithdrawService.computeServiceCharge(pkCountry, cashAmount) : BigDecimal.ZERO;
 
         CuMemberWithdrawalAddVO cuMemberWithdrawalAddVO = CuMemberWithdrawalAddVO.builder()
                 .minAmount(bdWithdrawal.getMinAmount()).maxAmount(bdWithdrawal.getMaxAmount())
@@ -111,90 +104,88 @@ public class ApiCuMemberWithdrawController extends BaseController {
      * @param cuMemberWithdrawParam 提现入参
      * @return AjaxResult
      */
-    @PostMapping("/add")
     @RepeatSubmitSimple
+    @PostMapping("/add")
     public AjaxResult addWithdrawInfo(@RequestBody CuMemberWithdrawParam cuMemberWithdrawParam) {
         Integer pkCountry = SecurityUtils.getPkCountry();
         Long pkMember = SecurityUtils.getUserId();
         String memberCode = SecurityUtils.getMemberCode();
 
-        CuMemberExt cuMemberLoginExt = cuMemberService.getMemberByCode(memberCode);
+        CuMemberExt cuMemberLoginExt = iCuMemberService.getMemberById(pkMember);
         if (null == cuMemberLoginExt) {
-            return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.RECHAGER_USER_NOT_EXIST));
+            return AjaxResult.error("会员不存在，请核对后再操作!");
         }
         //获取银行卡信息
-//        Long pkBank = cuMemberWithdrawParam.getPkBank();
-//        CuMemberBankVO memberBank = cuMemberBankService.selectCuMemberBankById(pkBank);
-//        if (null == memberBank) {
-//            return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.BIND_BANK_CARD));
-//        }
+        Long pkBank = cuMemberWithdrawParam.getPkBank();
+        CuMemberBankVO memberBank = iCuMemberBankService.selectCuMemberBankById(pkBank);
+        if (null == memberBank) {
+            return AjaxResult.error("请绑定银行卡");
+        }
         //校验支付密码
         String payPwd = cuMemberLoginExt.getPayPwd();
         if (StringUtils.isEmpty(payPwd) || !SecurityUtils.matchesPassword(cuMemberWithdrawParam.getPayPwd(), payPwd)) {
-            return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.PAYMENT_PASSWORD_ERROR));
+            return AjaxResult.error("支付密码错误！");
         }
-
         //查询提现账户
         Integer pkAccount = cuMemberWithdrawParam.getPkAccount();
         if (null == pkAccount) {
-            return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.SELECT_WITHDRAWAL_ACCOUNT));
+            return AjaxResult.error("请选择提现账户");
         }
-        Integer accountsType = baseService.getAccountValueById(pkAccount);
+        Integer accountsType = iCuMemberBaseService.getAccountValueById(pkAccount);
 
-        if (pkCountry.equals(CountryConstants.CHINA_COUNTRY)) {
-            //结算等级为1 (目前是会员)不允许提现
-            GradeDTO gradeDTO = gradeServiceApi.getGradeByGradeValue(EGrade.START_UP.getValue(), pkCountry).getData();
-            if (cuMemberLoginExt.getPkSettleGrade().equals(gradeDTO.getPkId())) {
-                return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.NOT_WITHDRAWAL_UPGRADE));
-            }
-            //校验是否实名
-            Boolean existRealName = baseService.isExistRealName(pkMember, pkCountry, EBusinessModule.WITHDRAWAL.getValue());
-            if (!existRealName) {
-                return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.REAL_NAME_NOT_EXIST));
-            }
+        // 结算等级为1 (目前是会员)不允许提现
+        GradeDTO gradeDTO = iGradeServiceApi.getGradeByGradeValue(EGrade.START_UP.getValue(), pkCountry).getData();
+        if (cuMemberLoginExt.getPkSettleGrade().equals(gradeDTO.getPkId())) {
+            return AjaxResult.error("暂时不请允许提现，请先升级");
         }
+        // 校验是否实名
+        Boolean existRealName = iCuMemberBaseService.isExistRealName(pkMember, pkCountry, EBusinessModule.WITHDRAWAL.getValue());
+        if (!existRealName) {
+            return AjaxResult.error("请先实名认证");
+        }
+
         //查询账户信息
-        CuMemberAccount cuMemberAccount = cuMemberAccountService.queryCuMemberAccountByPkMember(pkMember);
+        CuMemberAccount cuMemberAccount = iCuMemberAccountService.queryCuMemberAccountByPkMember(pkMember);
         //是否可提现
         Integer isWithdraw = cuMemberAccount.getIsWithdraw();
         //不允许提现
         if (isWithdraw.equals(EYesNo.NO.getIntValue())) {
-            return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.NOT_ALLOWED_WITHDRAWAL));
+            return AjaxResult.error("不允许提现");
         }
         //提现配置信息
-        BdWithdrawal bdWithdrawal = withdrawalServiceApi.queryWithdrawal(pkCountry, pkAccount).getData();
+        BdWithdrawal bdWithdrawal = iWithdrawalServiceApi.queryWithdrawal(pkCountry, pkAccount).getData();
         //提现次数
         Integer withdrawalNumber = bdWithdrawal.getWithdrawalNumber();
         // 只能发起配置项次数待审核提现 必须通过或者驳回之后才能发起下一笔
-        List<CuMemberWithdraw> memberWithdraws = cuMemberWithdrawService.getWithdrawTimes(pkMember);
+        List<CuMemberWithdraw> memberWithdraws = iCuMemberWithdrawService.getWithdrawTimes(pkMember);
         if (CollUtil.isNotEmpty(memberWithdraws) && memberWithdraws.size() >= withdrawalNumber) {
-            return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.EXCEEDING_WITHDRAWALS_NUMBER));
+            return AjaxResult.error("超过提现次数");
         }
         //提现金额校验
         BigDecimal minAmount = bdWithdrawal.getMinAmount();
         BigDecimal maxAmount = bdWithdrawal.getMaxAmount();
         if (null == minAmount || null == maxAmount) {
-            return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.CONFIGURE_WITHDRAWAL_AMOUNT_LIMIT));
+            return AjaxResult.error("请配置提现金额限制");
         }
         BigDecimal cashAmount = cuMemberWithdrawParam.getCashAmount();
         if (null == cashAmount) {
-            return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.ENTER_WITHDRAWAL_AMOUNT));
+            return AjaxResult.error("请输入提现金额");
         }
         //提现金额是否输入整数值
         Integer isRounding = bdWithdrawal.getIsRounding();
         if (isRounding.equals(EYesNo.YES.getIntValue()) && Boolean.TRUE.equals(!isIntegerValue(cashAmount))) {
-            return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.ENTER_INTEGER_VALUE));
+            return AjaxResult.error("请输入整数值");
         }
 
-        if (null != cashAmount && cashAmount.compareTo(minAmount) < 0) {
-            return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.WITHDRAWAL_AMOUNT_GREATER_MINIMUM_AMOUNT));
+        if (cashAmount.compareTo(minAmount) < 0) {
+            return AjaxResult.error("提现金额必须大于最低提现金额");
         }
-        if (null != cashAmount && cashAmount.compareTo(maxAmount) > 0) {
-            return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.WITHDRAWAL_AMOUNT_LESS_MAXIMUM_AMOUNT));
+        if (cashAmount.compareTo(maxAmount) > 0) {
+            return AjaxResult.error("提现金额必须小于最高提现金额");
         }
         //校验倍数
-        if (pkCountry.equals(CountryConstants.CHINA_COUNTRY) && !remainder(cashAmount)) {
-            return AjaxResult.error(FinanceMsgConstants.WITHDRAW_AMOUNT_MULTIPLE);
+        if (!remainder(cashAmount)) {
+            return AjaxResult.error("提现金额必须为100的整数倍");
         }
         //本次应缴个税
         BigDecimal payIncomeTax = BigDecimal.ZERO;
@@ -206,42 +197,48 @@ public class ApiCuMemberWithdrawController extends BaseController {
         //奖金账户余额（兼容奖金账户奖金余额小于可提现金额时）
         if (accountsType.equals(EAccount.BONUS.getValue())) {
             //账户余额
-            BigDecimal accountBalance = cuMemberWithdrawService.getAccountBalance(accountsType, cuMemberAccount);
+            BigDecimal accountBalance = iCuMemberWithdrawService.getAccountBalance(accountsType, cuMemberAccount);
             //可提现余额
             BigDecimal balance = getAvailableBalance(accountsType, cuMemberAccount);
             //余额不足
             if (balance.compareTo(cashAmount) < 0 || accountBalance.compareTo(cashAmount) < 0) {
-                return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.BALANCE_NOT_ENOUGH));
+                return AjaxResult.error("余额不足");
             }
             //奖金账户个税、手续费根据配置、其它用户暂不收取
             //本次应缴个税
-            payIncomeTax = cuMemberWithdrawService.computeIncomeTaxValue(pkMember, cashAmount, pkCountry, minAmount);
+            payIncomeTax = iCuMemberWithdrawService.computeIncomeTaxValue(pkMember, cashAmount, pkCountry, minAmount);
             //手续费金额
-            serviceChargeAmount = cuMemberWithdrawService.computeServiceCharge(pkCountry, cashAmount);
+            serviceChargeAmount = iCuMemberWithdrawService.computeServiceCharge(pkCountry, cashAmount);
             issuedAmount = cashAmount.subtract(payIncomeTax).subtract(serviceChargeAmount);
         } else { //其它用户的余额
             BigDecimal balance = getAvailableBalance(accountsType, cuMemberAccount);
             //余额不足
             if (balance.compareTo(cashAmount) < 0) {
-                return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.BALANCE_NOT_ENOUGH));
+                return AjaxResult.error("余额不足");
             }
 
         }
         String code = CommonUtil.createSerialNumber(EOrderPrefix.WITHDRAWAL_CODE.getValue());
         //汇率
-        CurrencyDTO currencyDTO = baseService.getCurrency(pkCountry);
+        CurrencyDTO currencyDTO = iCuMemberBaseService.getCurrency(pkCountry);
 
-        CuMemberWithdraw cuMemberWithdraw = CuMemberWithdraw.builder().pkMember(pkMember)
-//                .pkAccount(pkAccount).pkBank(pkBank).remarks(cuMemberWithdrawParam.getRemarks())
-                .pkAccount(pkAccount).pkBank(0L).remarks(cuMemberWithdrawParam.getRemarks())
-                .pkRate(currencyDTO.getPkId()).cashAmount(cashAmount)
-                .serviceCharge(serviceChargeAmount).incomeTax(payIncomeTax)
-                .issuedAmount(issuedAmount).withdrawCode(code).build();
+        CuMemberWithdraw cuMemberWithdraw = CuMemberWithdraw.builder()
+                .pkMember(pkMember)
+                .pkAccount(pkAccount)
+                .pkBank(pkBank)
+                .remarks(cuMemberWithdrawParam.getRemarks())
+                .pkRate(currencyDTO.getPkId())
+                .cashAmount(cashAmount)
+                .serviceCharge(serviceChargeAmount)
+                .incomeTax(payIncomeTax)
+                .issuedAmount(issuedAmount)
+                .withdrawCode(code)
+                .build();
         cuMemberWithdraw.setApproveState(EApproveStatus.WAIT_SUBMIT.getValue());
         cuMemberWithdraw.setDelFlag(EDelFlag.UN_DELETE.getValue());
         cuMemberWithdraw.setPkCountry(pkCountry);
         cuMemberWithdraw.setPkCreator(pkMember);
-        return toAjax(cuMemberWithdrawService.saveMemberWithdrawInfo(cuMemberWithdraw));
+        return toAjax(iCuMemberWithdrawService.saveMemberWithdrawInfo(cuMemberWithdraw));
 
     }
 
@@ -259,7 +256,6 @@ public class ApiCuMemberWithdrawController extends BaseController {
         return Boolean.FALSE;
     }
 
-
     /**
      * 获取余额
      *
@@ -278,7 +274,7 @@ public class ApiCuMemberWithdrawController extends BaseController {
             }
         } else {
             //其它配置账户余额
-            balance = cuMemberWithdrawService.getAccountBalance(accountsType, cuMemberAccount);
+            balance = iCuMemberWithdrawService.getAccountBalance(accountsType, cuMemberAccount);
         }
         return balance;
     }
@@ -309,7 +305,7 @@ public class ApiCuMemberWithdrawController extends BaseController {
     @GetMapping("/list-detail")
     public TableDataInfo memberWithdrawDetail() {
         startPage();
-        Object[] objects = cuMemberWithdrawService.selectMemberWithdrawListByPkMember(SecurityUtils.getUserId(), SecurityUtils.getPkCountry());
+        Object[] objects = iCuMemberWithdrawService.selectMemberWithdrawListByPkMember(SecurityUtils.getUserId(), SecurityUtils.getPkCountry());
         //处理分页
         TableDataInfo tableDataInfo = getDataTable((List<CuMemberWithdrawExt>) objects[0]);
         tableDataInfo.setRows((List<CuMemberWithdrawVO>) objects[1]);
@@ -318,13 +314,12 @@ public class ApiCuMemberWithdrawController extends BaseController {
 
     @GetMapping("/cancel")
     public AjaxResult cancelMemberWithdrawD(Long pkId) {
-        CuMemberWithdraw cuMemberWithdraw = cuMemberWithdrawService.getById(pkId);
+        CuMemberWithdraw cuMemberWithdraw = iCuMemberWithdrawService.getById(pkId);
         if (cuMemberWithdraw.getApproveState().equals(EApproveStatus.WAIT_SUBMIT.getValue()) && cuMemberWithdraw.getStatus().equals(EWithdrawStatus.NORMAL.getValue())) {
-            return toAjax(cuMemberWithdrawService.updateWithdrawStatusByPkId(pkId, SecurityUtils.getUserId()));
+            return toAjax(iCuMemberWithdrawService.updateWithdrawStatusByPkId(pkId, SecurityUtils.getUserId()));
         } else {
             return AjaxResult.error(TransactionUtils.getContent(FinanceMsgConstants.WITHDRAWAL_NOT_CANCEL));
         }
     }
 
-
 }
diff --git a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/controller/manage/CuMemberWithdrawController.java b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/controller/manage/CuMemberWithdrawController.java
index f2936c8c..62a47e47 100644
--- a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/controller/manage/CuMemberWithdrawController.java
+++ b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/controller/manage/CuMemberWithdrawController.java
@@ -117,7 +117,7 @@ public class CuMemberWithdrawController extends BaseController {
     }
 
     /**
-     * 充值明细列表导出
+     * 明细列表导出
      *
      * @param response           入参
      * @param cuMemberWithdrawVO 查询入参
diff --git a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/dto/CuMemberWithdrawParam.java b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/dto/CuMemberWithdrawParam.java
index 4a48ef7c..fa9c2a95 100644
--- a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/dto/CuMemberWithdrawParam.java
+++ b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/dto/CuMemberWithdrawParam.java
@@ -8,13 +8,8 @@ import java.io.Serializable;
 import java.math.BigDecimal;
 
 /**
- * @Description: 提现参数类
- * @Author: ljc
- * @Time: 2022/9/27 15:32
- * @Classname: CuMemberWithdrawParam
- * @Package_name: com.hzs.member.account.param
+ * 提现参数类
  */
-
 @Data
 @AllArgsConstructor
 @NoArgsConstructor
diff --git a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/mapper/CuMemberBankMapper.java b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/mapper/CuMemberBankMapper.java
index abc10cb1..01179f2d 100644
--- a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/mapper/CuMemberBankMapper.java
+++ b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/mapper/CuMemberBankMapper.java
@@ -8,14 +8,10 @@ import org.apache.ibatis.annotations.Param;
 import java.util.List;
 
 /**
- * <p>
  * 会员信息-银行卡信息 Mapper 接口
- * </p>
- *
- * @author hzs
- * @since 2022-08-31
  */
 public interface CuMemberBankMapper extends BaseMapper<CuMemberBank> {
+
     /**
      * 根据会员批量重置银行卡
      *
diff --git a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/service/impl/CuMemberBankServiceImpl.java b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/service/impl/CuMemberBankServiceImpl.java
index b7ffdf00..5dbb16d5 100644
--- a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/service/impl/CuMemberBankServiceImpl.java
+++ b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/service/impl/CuMemberBankServiceImpl.java
@@ -1,8 +1,8 @@
 package com.hzs.member.account.service.impl;
 
 import cn.hutool.core.bean.BeanUtil;
-import com.baomidou.mybatisplus.core.conditions.query.QueryWrapper;
-import com.baomidou.mybatisplus.core.conditions.update.UpdateWrapper;
+import com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper;
+import com.baomidou.mybatisplus.core.conditions.update.LambdaUpdateWrapper;
 import com.baomidou.mybatisplus.extension.service.impl.ServiceImpl;
 import com.hzs.common.core.enums.EBankCardStatus;
 import com.hzs.common.core.enums.EDefault;
@@ -20,56 +20,44 @@ import java.util.Date;
 import java.util.List;
 
 /**
- * <p>
  * 会员信息-银行卡信息 服务实现类
- * </p>
- *
- * @author hzs
- * @since 2022-08-31
  */
 @Service
 public class CuMemberBankServiceImpl extends ServiceImpl<CuMemberBankMapper, CuMemberBank> implements ICuMemberBankService {
 
-
     @Override
     public CuMemberBankVO selectCuMemberBankById(Long pkId) {
-        QueryWrapper<CuMemberBank> queryWrapper = new QueryWrapper<>();
-        queryWrapper.eq("PK_ID", pkId);
-        queryWrapper.eq("DEFAULT_CARD", EDefault.YES.getValue());
+        LambdaQueryWrapper<CuMemberBank> queryWrapper = new LambdaQueryWrapper<>();
+        queryWrapper.eq(CuMemberBank::getPkId, pkId);
+        queryWrapper.eq(CuMemberBank::getDefaultCard, EDefault.YES.getValue());
         CuMemberBank cuMemberBank = this.getOne(queryWrapper);
         return cuMemberBank == null ? null : BeanUtil.copyProperties(cuMemberBank, CuMemberBankVO.class);
     }
 
-
     @Override
     public CuMemberBankVO isBindBank(Long pkMember, Integer pkCountry) {
-        QueryWrapper<CuMemberBank> queryWrapper = new QueryWrapper<>();
-        queryWrapper.eq("PK_COUNTRY", pkCountry);
-        queryWrapper.eq("PK_MEMBER", pkMember);
-        queryWrapper.eq("DEFAULT_CARD", EDefault.YES.getValue());
+        LambdaQueryWrapper<CuMemberBank> queryWrapper = new LambdaQueryWrapper<>();
+        queryWrapper.eq(CuMemberBank::getPkCountry, pkCountry);
+        queryWrapper.eq(CuMemberBank::getPkMember, pkMember);
+        queryWrapper.eq(CuMemberBank::getDefaultCard, EDefault.YES.getValue());
         return BeanUtil.copyProperties(this.getOne(queryWrapper), CuMemberBankVO.class);
     }
 
-
     @Override
     public Boolean unbindBank(Long pkId, Long pkMember) {
-        UpdateWrapper<CuMemberBank> updateWrapper = new UpdateWrapper<>();
-        updateWrapper.set("DEL_FLAG", EDelFlag.DELETE.getValue())
-                .set("MODIFIED_TIME", new Date())
-                .set("PK_MODIFIED", pkMember)
-                .eq("PK_ID", pkId);
+        LambdaUpdateWrapper<CuMemberBank> updateWrapper = new LambdaUpdateWrapper<>();
+        updateWrapper.set(CuMemberBank::getDelFlag, EDelFlag.DELETE.getValue())
+                .set(CuMemberBank::getModifiedTime, new Date())
+                .set(CuMemberBank::getPkModified, pkMember)
+                .eq(CuMemberBank::getPkId, pkId);
         return update(updateWrapper);
     }
 
     @Override
     public Integer saveMemberBank(CuMemberBankParam cuMemberBankParam) {
-        CuMemberBank cuMemberBank = new CuMemberBank();
-        BeanUtil.copyProperties(cuMemberBankParam, cuMemberBank);
-        //是否绑定银行卡
-        Long pkMember = cuMemberBankParam.getPkMember();
-        Integer pkCountry = cuMemberBankParam.getPkCountry();
-        CuMemberBankVO bindCard = isBindBank(pkMember, pkCountry);
+        CuMemberBankVO bindCard = isBindBank(cuMemberBankParam.getPkMember(), cuMemberBankParam.getPkCountry());
         int isDefault = null != bindCard.getDefaultCard() ? EBankCardStatus.NO.getValue() : EBankCardStatus.YES.getValue();
+        CuMemberBank cuMemberBank = BeanUtil.copyProperties(cuMemberBankParam, CuMemberBank.class);
         cuMemberBank.setDefaultCard(isDefault);
         cuMemberBank.setPkCreator(cuMemberBankParam.getPkMember());
         return baseMapper.insert(cuMemberBank);
@@ -80,29 +68,19 @@ public class CuMemberBankServiceImpl extends ServiceImpl<CuMemberBankMapper, CuM
         return BeanUtil.copyToList(baseMapper.selectBankCardByPkMember(pkMember, pkCountry), CuMemberBankVO.class);
     }
 
-    @Override
     @Transactional(rollbackFor = Exception.class)
+    @Override
     public Boolean updateDefault(Long pkId, Long pkMember, Integer pkCountry) {
-        updateMemberBankCardToDefault(pkMember, pkCountry);
-        UpdateWrapper<CuMemberBank> updateWrapper = new UpdateWrapper<>();
-        updateWrapper.set("DEFAULT_CARD", EBankCardStatus.YES.getValue()).eq("PK_ID", pkId);
-        return update(updateWrapper);
-    }
+        LambdaUpdateWrapper<CuMemberBank> updateWrapper = new LambdaUpdateWrapper<>();
+        updateWrapper.set(CuMemberBank::getDefaultCard, EBankCardStatus.NO.getValue())
+                .eq(CuMemberBank::getDefaultCard, EBankCardStatus.YES.getValue())
+                .eq(CuMemberBank::getPkMember, pkMember)
+                .eq(CuMemberBank::getPkCountry, pkCountry);
 
-    /**
-     * 绑定的银行卡更新为非默认
-     *
-     * @param pkMember  会员ID
-     * @param pkCountry 国家ID
-     * @return Boolean
-     */
-    public Boolean updateMemberBankCardToDefault(Long pkMember, Integer pkCountry) {
-        UpdateWrapper<CuMemberBank> updateWrapper = new UpdateWrapper<>();
-        updateWrapper.set("DEFAULT_CARD", EBankCardStatus.NO.getValue())
-                .eq("DEFAULT_CARD", EBankCardStatus.YES.getValue())
-                .eq("PK_MEMBER", pkMember)
-                .eq("PK_COUNTRY", pkCountry);
-        return update(updateWrapper);
+        LambdaUpdateWrapper<CuMemberBank> newUpdateWrapper = new LambdaUpdateWrapper<>();
+        newUpdateWrapper.set(CuMemberBank::getDefaultCard, EBankCardStatus.YES.getValue())
+                .eq(CuMemberBank::getPkId, pkId);
+        return update(newUpdateWrapper);
     }
 
     @Override
diff --git a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/service/impl/CuMemberWithdrawServiceImpl.java b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/service/impl/CuMemberWithdrawServiceImpl.java
index e07972bc..ea11c7b0 100644
--- a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/service/impl/CuMemberWithdrawServiceImpl.java
+++ b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/service/impl/CuMemberWithdrawServiceImpl.java
@@ -8,7 +8,6 @@ import cn.hutool.core.util.ObjectUtil;
 import cn.hutool.core.util.StrUtil;
 import cn.hutool.json.JSONUtil;
 import com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper;
-import com.baomidou.mybatisplus.core.conditions.query.QueryWrapper;
 import com.baomidou.mybatisplus.extension.service.impl.ServiceImpl;
 import com.hzs.common.core.constant.MemberFieldConstants;
 import com.hzs.common.core.domain.R;
@@ -20,8 +19,6 @@ import com.hzs.common.domain.member.account.CuMemberAccount;
 import com.hzs.common.domain.member.account.CuMemberTrade;
 import com.hzs.common.domain.member.account.CuMemberWithdraw;
 import com.hzs.common.domain.member.account.CuMemberWithdrawExt;
-import com.hzs.common.domain.member.base.CuMember;
-import com.hzs.common.domain.member.ext.CuMemberAccountExt;
 import com.hzs.common.domain.system.config.*;
 import com.hzs.common.domain.system.config.ext.BdWithdrawalTaxExt;
 import com.hzs.common.security.utils.SecurityUtils;
@@ -31,15 +28,11 @@ import com.hzs.member.account.dto.MemberAccountAudit;
 import com.hzs.member.account.mapper.CuMemberWithdrawMapper;
 import com.hzs.member.account.param.CuMemberWithdrawRejectParam;
 import com.hzs.member.account.service.*;
-import com.hzs.member.account.vo.CuMemberBankVO;
 import com.hzs.member.account.vo.CuMemberPetitionVO;
 import com.hzs.member.account.vo.CuMemberTradeVO;
 import com.hzs.member.account.vo.CuMemberWithdrawVO;
-import com.hzs.member.base.service.ICuMemberService;
 import com.hzs.system.base.dto.CurrencyDTO;
-import com.hzs.system.config.IWithdrawalAutoServiceApi;
 import com.hzs.system.config.IWithdrawalProcessServiceApi;
-import com.hzs.system.config.IWithdrawalServiceApi;
 import com.hzs.system.config.IWithdrawalTaxServiceApi;
 import com.hzs.system.sys.IApprovalServiceApi;
 import com.hzs.system.sys.dto.ApprovalSubmitDTO;
@@ -53,8 +46,6 @@ import org.springframework.stereotype.Service;
 import org.springframework.transaction.annotation.Transactional;
 
 import java.math.BigDecimal;
-import java.time.DayOfWeek;
-import java.time.LocalDate;
 import java.util.*;
 import java.util.stream.Collectors;
 
@@ -71,16 +62,10 @@ public class CuMemberWithdrawServiceImpl extends ServiceImpl<CuMemberWithdrawMap
     private ICuMemberAccountService iCuMemberAccountService;
     @Autowired
     private ICuMemberBaseService iCuMemberBaseService;
-    @Autowired
-    private ICuMemberBankService iCuMemberBankService;
-    @Autowired
-    private ICuMemberService iCuMemberService;
 
     @DubboReference
     IWithdrawalTaxServiceApi iWithdrawalTaxServiceApi;
     @DubboReference
-    IWithdrawalAutoServiceApi iWithdrawalAutoServiceApi;
-    @DubboReference
     IWithdrawalProcessServiceApi iWithdrawalProcessServiceApi;
     @DubboReference
     IApprovalServiceApi iApprovalServiceApi;
@@ -93,8 +78,8 @@ public class CuMemberWithdrawServiceImpl extends ServiceImpl<CuMemberWithdrawMap
     @Override
     public List<CuMemberWithdraw> selectWithdrawByBatch(String batchNO) {
         //根据单号查询充值信息
-        QueryWrapper<CuMemberWithdraw> queryWrapper = new QueryWrapper<>();
-        queryWrapper.eq("BATCH", batchNO);
+        LambdaQueryWrapper<CuMemberWithdraw> queryWrapper = new LambdaQueryWrapper<>();
+        queryWrapper.eq(CuMemberWithdraw::getBatch, batchNO);
         return baseMapper.selectList(queryWrapper);
     }
 
@@ -126,8 +111,10 @@ public class CuMemberWithdrawServiceImpl extends ServiceImpl<CuMemberWithdrawMap
     @Transactional(rollbackFor = Exception.class)
     @Override
     public Integer saveMemberWithdrawInfo(CuMemberWithdraw cuMemberWithdraw) {
-        Integer row = baseMapper.insert(cuMemberWithdraw);
-        this.updateTradeAndBalancd(cuMemberWithdraw, EOperationMethod.INSERT);
+        int row = baseMapper.insert(cuMemberWithdraw);
+        if (row != 0) {
+            this.updateTradeAndBalancd(cuMemberWithdraw, EOperationMethod.INSERT);
+        }
         return row;
     }
 
@@ -317,99 +304,6 @@ public class CuMemberWithdrawServiceImpl extends ServiceImpl<CuMemberWithdrawMap
         return row;
     }
 
-    /**
-     * 会员提现
-     *
-     * @param withdrawal          提现配置信息
-     * @param cuMemberAccountExts 会员币种表
-     * @param bdAccounts          币种信息
-     * @param accountsType        配置的提现币种
-     * @param pkCountry           国家ID
-     */
-    public void memberWithDrawal(BdWithdrawal withdrawal, List<CuMemberAccountExt> cuMemberAccountExts, List<BdAccount> bdAccounts, Integer accountsType, Integer pkCountry) {
-        //会员ID 银行卡ID
-        Long pkMember;
-        Long pkBank;
-        //余额 锁定金额
-        BigDecimal balance;
-        //最高自动提现金额
-        BigDecimal upperBound = withdrawal.getUpperBound();
-        //最低自动提现金额
-        BigDecimal lowerBound = withdrawal.getLowerBound();
-        //配置文件中的提现次数
-        Integer withdrawalNumber = withdrawal.getWithdrawalNumber();
-        if (CollUtil.isNotEmpty(cuMemberAccountExts)) {
-            //查询每个会员正在参与审核的次数
-            List<CuMemberWithdrawExt> withdrawTimesByPkCountry = baseMapper.getWithdrawTimesByPkCountry(pkCountry);
-            Map<Long, Integer> withdrawTimes = withdrawTimesByPkCountry.stream().collect(Collectors.toMap(CuMemberWithdrawExt::getPkMember, CuMemberWithdrawExt::getTimes));
-            //汇率
-            CurrencyDTO currencyDTO = iCuMemberBaseService.getCurrency(pkCountry);
-            for (CuMemberAccountExt cuMemberAccountExt : cuMemberAccountExts) {
-                pkBank = cuMemberAccountExt.getPkBank();
-                //是否绑定银行卡
-                CuMemberBankVO memberBank = iCuMemberBankService.selectCuMemberBankById(pkBank);
-                log.info("----------是否绑定银行卡");
-                if (null != memberBank) {
-                    log.info("----------绑定银行卡");
-                    pkMember = cuMemberAccountExt.getPkMember();
-                    //获取余额
-                    balance = getAvailableBalance(accountsType, cuMemberAccountExt);
-                    //是否取整
-                    balance = computeRounding(withdrawal, balance);
-                    // 提现金额在配置金额之间
-                    if (balance.compareTo(lowerBound) > 0 && balance.compareTo(upperBound) < 0) {
-                        log.info("----------提现开始");
-                        int times = withdrawTimes.get(pkMember) == null ? 0 : withdrawTimes.get(pkMember);
-                        //比较正在提现次数与配置的最大提现次数
-                        if (times <= withdrawalNumber) {
-                            //本次应缴个税
-                            BigDecimal payIncomeTax = computeIncomeTaxValue(pkMember, balance, pkCountry, lowerBound);
-                            //手续费金额
-                            BigDecimal serviceChargeAmount = computeServiceCharge(pkCountry, balance);
-                            BigDecimal issuedAmount = balance.subtract(payIncomeTax).subtract(serviceChargeAmount);
-                            String code = CommonUtil.createSerialNumber(EOrderPrefix.WITHDRAWAL_CODE.getValue());
-                            CuMember member = iCuMemberService.getMember(pkMember);
-                            String remarks = member.getMemberCode() + "自动申请提现" + balance.toString();
-                            CuMemberWithdraw cuMemberWithdraw = CuMemberWithdraw.builder().pkMember(pkMember)
-                                    .pkAccount(bdAccounts.get(0).getPkId()).pkBank(pkBank)
-                                    .pkRate(currencyDTO.getPkId()).cashAmount(balance)
-                                    .serviceCharge(serviceChargeAmount).incomeTax(payIncomeTax)
-                                    .issuedAmount(issuedAmount).withdrawCode(code).remarks(remarks).build();
-                            cuMemberWithdraw.setApproveState(EApproveStatus.WAIT_SUBMIT.getValue());
-                            cuMemberWithdraw.setDelFlag(EDelFlag.UN_DELETE.getValue());
-                            cuMemberWithdraw.setPkCountry(pkCountry);
-                            cuMemberWithdraw.setPkCreator(pkMember);
-                            //保存提现、交易流水、余额信息
-                            baseMapper.insert(cuMemberWithdraw);
-                            this.updateTradeAndBalancd(cuMemberWithdraw, EOperationMethod.INSERT);
-                        }
-                    }
-                }
-            }
-        }
-    }
-
-    /**
-     * 获取余额
-     *
-     * @param accountsType    账户值
-     * @param cuMemberAccount 账户信息
-     * @return BigDecimal
-     */
-    private BigDecimal getAvailableBalance(Integer accountsType, CuMemberAccount cuMemberAccount) {
-        //账户余额
-        BigDecimal accountBalance = getAccountBalance(accountsType, cuMemberAccount);
-        //可提现账户余额
-        BigDecimal withdrawBalance = ReflectUtils.invokeGetter(cuMemberAccount, MemberFieldConstants.WITHDRAW_ACCOUNT + accountsType);
-        withdrawBalance = withdrawBalance == null ? BigDecimal.ZERO : withdrawBalance;
-        BigDecimal lockAccount = ReflectUtils.invokeGetter(cuMemberAccount, MemberFieldConstants.LOCK_WITHDRAW_ACCOUNT + accountsType);
-        if (null != lockAccount && lockAccount.compareTo(BigDecimal.ZERO) > 0) {
-            withdrawBalance = withdrawBalance.subtract(lockAccount);
-        }
-        //取最小余额
-        return accountBalance.compareTo(withdrawBalance) < 0 ? accountBalance : withdrawBalance;
-    }
-
     /**
      * 获取账户余额
      *
@@ -431,28 +325,6 @@ public class CuMemberWithdrawServiceImpl extends ServiceImpl<CuMemberWithdrawMap
         return account.subtract(lockConsume).subtract(lockTransfer);
     }
 
-    /**
-     * 查询自动提现的时间
-     *
-     * @param pkCountry 国家
-     * @return Boolean
-     */
-    public Boolean isWithdrawalCycle(Integer pkCountry) {
-        //当前时间位于星期的第几天
-        LocalDate localDate = LocalDate.now();
-        DayOfWeek dayOfWeek = localDate.getDayOfWeek();
-        Integer dayOfWeekNum = dayOfWeek.getValue();
-        //自动提现配置的提现周期
-        List<BdWithdrawalAuto> listR = iWithdrawalAutoServiceApi.queryWithdrawalAuto(pkCountry).getData();
-        for (BdWithdrawalAuto withdrawalAuto : listR) {
-            Integer withdrawalCycle = withdrawalAuto.getWithdrawalCycle();
-            if (dayOfWeekNum.equals(withdrawalCycle)) {
-                return true;
-            }
-        }
-        return false;
-    }
-
     @Override
     public BigDecimal computeIncomeTaxValue(Long pkMember, BigDecimal cashAmount, Integer pkCountry, BigDecimal minAmount) {
         //获取个税配置
diff --git a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/vo/CuMemberBankVO.java b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/vo/CuMemberBankVO.java
index afcaece0..3c091dd1 100644
--- a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/vo/CuMemberBankVO.java
+++ b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/vo/CuMemberBankVO.java
@@ -1,28 +1,21 @@
 package com.hzs.member.account.vo;
 
-import com.baomidou.mybatisplus.annotation.TableField;
-import com.baomidou.mybatisplus.annotation.TableId;
 import com.hzs.common.core.annotation.Transaction;
 import com.hzs.common.core.constant.EnumsPrefixConstants;
 import lombok.AllArgsConstructor;
 import lombok.Data;
 import lombok.NoArgsConstructor;
+
 import java.io.Serializable;
 
 /**
  * 会员银行卡VO
- * @Description:
- * @Author: ljc
- * @Time: 2023/2/9 15:31
- * @Classname: CuMemberBankVO
- * @Package_name: com.hzs.member.account.vo
  */
 @Data
 @AllArgsConstructor
 @NoArgsConstructor
 public class CuMemberBankVO implements Serializable {
 
-
     /**
      * 银行主键
      */
@@ -66,5 +59,5 @@ public class CuMemberBankVO implements Serializable {
     /**
      * logo图片
      */
-    private String  logo;
+    private String logo;
 }
diff --git a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/vo/CuMemberWithdrawVO.java b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/vo/CuMemberWithdrawVO.java
index a44b50df..5b2b6a35 100644
--- a/bd-business/bd-business-member/src/main/java/com/hzs/member/account/vo/CuMemberWithdrawVO.java
+++ b/bd-business/bd-business-member/src/main/java/com/hzs/member/account/vo/CuMemberWithdrawVO.java
@@ -114,7 +114,6 @@ public class CuMemberWithdrawVO extends CuMemberBaseVO {
     /**
      * 汇率
      */
-    @Excel(name = "汇率", scale = 4)
     @BigDecimalFormat("#0.0000")
     private BigDecimal exchangeRate;
 
@@ -153,13 +152,11 @@ public class CuMemberWithdrawVO extends CuMemberBaseVO {
     /**
      * 开户支行省
      */
-    @Excel(name = "开户支行省")
     private String accountProvince;
 
     /**
      * 开户支行市
      */
-    @Excel(name = "开户支行市")
     private String accountCity;
 
     /**
@@ -178,12 +175,10 @@ public class CuMemberWithdrawVO extends CuMemberBaseVO {
      * 有效期起始日期
      */
     @JsonFormat(pattern = "yyyy-MM-dd")
-    @Excel(name = "有效期起始日期", width = 30, dateFormat = "yyyy-MM-dd")
     private Date validStartDate;
     /**
      * 有效期截止日期
      */
-    @Excel(name = "有效期截止日期")
     private String validEndDate;
 
     /**
diff --git a/bd-business/bd-business-member/src/main/resources/mapper/member/account/CuMemberBankMapper.xml b/bd-business/bd-business-member/src/main/resources/mapper/member/account/CuMemberBankMapper.xml
index be1f6585..cc24ffcd 100644
--- a/bd-business/bd-business-member/src/main/resources/mapper/member/account/CuMemberBankMapper.xml
+++ b/bd-business/bd-business-member/src/main/resources/mapper/member/account/CuMemberBankMapper.xml
@@ -4,27 +4,27 @@
 
     <!-- 通用查询映射结果 -->
     <resultMap id="BaseResultMap" type="com.hzs.common.domain.member.account.CuMemberBank">
-        <id column="PK_ID" property="pkId" />
-        <result column="DEL_FLAG" property="delFlag" />
-        <result column="PK_CREATOR" property="pkCreator" />
-        <result column="CREATION_TIME" property="creationTime" />
-        <result column="PK_MODIFIED" property="pkModified" />
-        <result column="MODIFIED_TIME" property="modifiedTime" />
-        <result column="PK_COUNTRY" property="pkCountry" />
+        <id column="PK_ID" property="pkId"/>
+        <result column="DEL_FLAG" property="delFlag"/>
+        <result column="PK_CREATOR" property="pkCreator"/>
+        <result column="CREATION_TIME" property="creationTime"/>
+        <result column="PK_MODIFIED" property="pkModified"/>
+        <result column="MODIFIED_TIME" property="modifiedTime"/>
+        <result column="PK_COUNTRY" property="pkCountry"/>
         <result column="PK_MEMBER" property="pkMember"/>
-        <result column="BANK_NAME" property="bankName" />
-        <result column="SUB_BANK_NAME" property="subBankName" />
-        <result column="ACCOUNT_NAME" property="accountName" />
-        <result column="CARD_NUMBER" property="cardNumber" />
-        <result column="ID_CARD" property="idCard" />
-        <result column="PHONE" property="phone" />
-        <result column="PK_BANK" property="pkBank" />
-        <result column="DEFAULT_CARD" property="defaultCard" />
-        <result column="ACCOUNT_PROVINCE" property="accountProvince" />
-        <result column="ACCOUNT_CITY" property="accountCity" />
-        <result column="VALID_START_DATE" property="validStartDate" />
-        <result column="VALID_END_DATE" property="validEndDate" />
-        <result column="IS_LONG_TERM" property="isLongTerm" />
+        <result column="BANK_NAME" property="bankName"/>
+        <result column="SUB_BANK_NAME" property="subBankName"/>
+        <result column="ACCOUNT_NAME" property="accountName"/>
+        <result column="CARD_NUMBER" property="cardNumber"/>
+        <result column="ID_CARD" property="idCard"/>
+        <result column="PHONE" property="phone"/>
+        <result column="PK_BANK" property="pkBank"/>
+        <result column="DEFAULT_CARD" property="defaultCard"/>
+        <result column="ACCOUNT_PROVINCE" property="accountProvince"/>
+        <result column="ACCOUNT_CITY" property="accountCity"/>
+        <result column="VALID_START_DATE" property="validStartDate"/>
+        <result column="VALID_END_DATE" property="validEndDate"/>
+        <result column="IS_LONG_TERM" property="isLongTerm"/>
     </resultMap>
 
     <update id="batchUpdateBankBypkMembers">
@@ -37,22 +37,22 @@
     </update>
 
     <select id="selectBankCardByPkMember" resultType="com.hzs.common.domain.member.account.CuMemberBankExt">
-          select mb.pk_id         pkId,
+        select mb.pk_id         pkId,
                mb.card_number   cardNumber,
                mb.default_card  defaultCard,
                b.pk_transaction pkBank,
                b.background_img backgroundImg,
-               b.bank_name bankName,
+               b.bank_name      bankName,
                b.logo
-          from cu_member_bank mb
-          left join bd_bank b
-            on mb.pk_bank = b.pk_id
-           and b.del_flag = 0
-           and b.enable_state = 0
-         where mb.del_flag = 0
-           and mb.pk_country = #{pkCountry}
-           and mb.pk_member = #{pkMember}
-         order by mb.default_card desc
+        from cu_member_bank mb
+                 left join bd_bank b
+                           on mb.pk_bank = b.pk_id
+                               and b.del_flag = 0
+                               and b.enable_state = 0
+        where mb.del_flag = 0
+          and mb.pk_country = #{pkCountry}
+          and mb.pk_member = #{pkMember}
+        order by mb.default_card desc
     </select>
 
 
diff --git a/bd-business/bd-business-member/src/main/resources/mapper/member/account/CuMemberWithdrawMapper.xml b/bd-business/bd-business-member/src/main/resources/mapper/member/account/CuMemberWithdrawMapper.xml
index 51b418c5..6a3fce4f 100644
--- a/bd-business/bd-business-member/src/main/resources/mapper/member/account/CuMemberWithdrawMapper.xml
+++ b/bd-business/bd-business-member/src/main/resources/mapper/member/account/CuMemberWithdrawMapper.xml
@@ -385,9 +385,7 @@
           AND cmw.status != 3
           AND cmw.pk_country = #{pkCountry}
           AND cmw.pk_member = #{pkMember}
-          AND cmw.approve_state IN (1
-            , 2
-            , 3)
+          AND cmw.approve_state IN (1, 2, 3)
     </select>
 
 </mapper>
diff --git a/bd-business/bd-business-sale/src/main/java/com/hzs/sale/order/service/ISaOrderRevokeService.java b/bd-business/bd-business-sale/src/main/java/com/hzs/sale/order/service/ISaOrderRevokeService.java
index 775d54e6..a4d53051 100644
--- a/bd-business/bd-business-sale/src/main/java/com/hzs/sale/order/service/ISaOrderRevokeService.java
+++ b/bd-business/bd-business-sale/src/main/java/com/hzs/sale/order/service/ISaOrderRevokeService.java
@@ -4,21 +4,16 @@ import com.hzs.common.domain.sale.order.SaOrder;
 import com.hzs.system.sys.dto.LoginUser;
 
 /**
- * @Description: 撤单的service
- * @Author: sui q
- * @Time: 2022/10/27 10:49
- * @Classname: ISaOrderRevokeService
- * @PackageName: com.hzs.sale.order.service
+ * 撤单的service
  */
 public interface ISaOrderRevokeService {
 
     /**
      * 撤销订单
-     * @param saOrder 需要销售的订单信息
+     *
+     * @param saOrder   需要销售的订单信息
      * @param loginUser 登录用户
-    * @return: void
-    * @Author: sui q
-    * @Date: 2022/10/27 10:51
-    */
+     */
     void revokeSaOrder(SaOrder saOrder, LoginUser loginUser);
+
 }
diff --git a/bd-business/bd-business-sale/src/main/java/com/hzs/sale/order/service/impl/SaOrderRevokeServiceImpl.java b/bd-business/bd-business-sale/src/main/java/com/hzs/sale/order/service/impl/SaOrderRevokeServiceImpl.java
index b3b219ed..1c4c8623 100644
--- a/bd-business/bd-business-sale/src/main/java/com/hzs/sale/order/service/impl/SaOrderRevokeServiceImpl.java
+++ b/bd-business/bd-business-sale/src/main/java/com/hzs/sale/order/service/impl/SaOrderRevokeServiceImpl.java
@@ -1,10 +1,8 @@
 package com.hzs.sale.order.service.impl;
 
 import cn.hutool.json.JSONUtil;
-import com.google.gson.JsonObject;
 import com.hzs.common.core.enums.EApprovalBusiness;
 import com.hzs.common.domain.sale.order.SaOrder;
-import com.hzs.common.security.utils.SecurityUtils;
 import com.hzs.sale.order.service.ISaOrderRevokeService;
 import com.hzs.system.sys.IApprovalServiceApi;
 import com.hzs.system.sys.dto.ApprovalSubmitDTO;
@@ -13,17 +11,13 @@ import org.apache.dubbo.config.annotation.DubboReference;
 import org.springframework.stereotype.Service;
 
 /**
- * @Description: 撤单逻辑类
- * @Author: sui q
- * @Time: 2022/10/27 10:50
- * @Classname: SaOrderRevokeServiceImpl
- * @PackageName: com.hzs.sale.order.service.impl
+ * 撤单逻辑类
  */
 @Service
 public class SaOrderRevokeServiceImpl implements ISaOrderRevokeService {
 
     @DubboReference
-    private IApprovalServiceApi approvalServiceApi;
+    IApprovalServiceApi iApprovalServiceApi;
 
     @Override
     public void revokeSaOrder(SaOrder saOrder, LoginUser loginUser) {
@@ -32,6 +26,6 @@ public class SaOrderRevokeServiceImpl implements ISaOrderRevokeService {
                 .businessCode(saOrder.getOrderCode())
                 .businessData(JSONUtil.toJsonStr(saOrder))
                 .build();
-        approvalServiceApi.submit(approvalSubmitDTO, loginUser);
+        iApprovalServiceApi.submit(approvalSubmitDTO, loginUser);
     }
 }
diff --git a/bd-business/bd-business-system/src/main/java/com/hzs/system/config/mapper/BdWithdrawalAutoMapper.java b/bd-business/bd-business-system/src/main/java/com/hzs/system/config/mapper/BdWithdrawalAutoMapper.java
index cfa78b6c..bb27ce5d 100644
--- a/bd-business/bd-business-system/src/main/java/com/hzs/system/config/mapper/BdWithdrawalAutoMapper.java
+++ b/bd-business/bd-business-system/src/main/java/com/hzs/system/config/mapper/BdWithdrawalAutoMapper.java
@@ -1,16 +1,10 @@
 package com.hzs.system.config.mapper;
 
-
 import com.baomidou.mybatisplus.core.mapper.BaseMapper;
 import com.hzs.common.domain.system.config.BdWithdrawalAuto;
 
 /**
- * <p>
  * 自动提现明细表 Mapper 接口
- * </p>
- *
- * @author zhangjing
- * @since 2022-08-31
  */
 public interface BdWithdrawalAutoMapper extends BaseMapper<BdWithdrawalAuto> {
 
diff --git a/bd-business/bd-business-system/src/main/java/com/hzs/system/config/provider/WithdrawalAutoServiceProvider.java b/bd-business/bd-business-system/src/main/java/com/hzs/system/config/provider/WithdrawalAutoServiceProvider.java
deleted file mode 100644
index c418d8bb..00000000
--- a/bd-business/bd-business-system/src/main/java/com/hzs/system/config/provider/WithdrawalAutoServiceProvider.java
+++ /dev/null
@@ -1,36 +0,0 @@
-package com.hzs.system.config.provider;
-
-import com.hzs.common.core.domain.R;
-import com.hzs.common.domain.system.config.BdWithdrawalAuto;
-import com.hzs.system.config.IWithdrawalAutoServiceApi;
-import com.hzs.system.config.service.IBdWithdrawalAutoService;
-import org.apache.dubbo.config.annotation.DubboService;
-import org.springframework.beans.factory.annotation.Autowired;
-
-import java.util.List;
-
-/**
- * @Description: 提现配置的dubbo服务类
- * @Author: zhang jing
- * @Time: 2022/9/9 14:11
- * @Classname: GradeServiceProvider
- * @PackageName: com.hzs.system.config.provider
- */
-@DubboService
-public class WithdrawalAutoServiceProvider implements IWithdrawalAutoServiceApi {
-
-    @Autowired
-    private IBdWithdrawalAutoService withdrawalAutoService;
-
-    /**
-     * @description: 根据国家查询自动提现明细列表
-     * @author: zhang jing
-     * @date: 2022/9/27 15:20
-     * @param: [pkCountry]
-     * @return: com.hzs.common.core.domain.R<java.util.List<com.hzs.common.domain.system.config.BdWithdrawalAuto>>
-     **/
-    @Override
-    public R<List<BdWithdrawalAuto>> queryWithdrawalAuto(Integer pkCountry) {
-        return R.ok(withdrawalAutoService.queryWithdrawalAuto(pkCountry));
-    }
-}
diff --git a/bd-business/bd-business-system/src/main/java/com/hzs/system/config/service/IBdWithdrawalAutoService.java b/bd-business/bd-business-system/src/main/java/com/hzs/system/config/service/IBdWithdrawalAutoService.java
index be845d0b..71db90d2 100644
--- a/bd-business/bd-business-system/src/main/java/com/hzs/system/config/service/IBdWithdrawalAutoService.java
+++ b/bd-business/bd-business-system/src/main/java/com/hzs/system/config/service/IBdWithdrawalAutoService.java
@@ -3,12 +3,9 @@ package com.hzs.system.config.service;
 import com.baomidou.mybatisplus.extension.service.IService;
 import com.hzs.common.domain.system.config.BdWithdrawalAuto;
 
-import java.util.List;
-
 /**
  * 自动提现明细表 服务类
  */
 public interface IBdWithdrawalAutoService extends IService<BdWithdrawalAuto> {
 
-    List<BdWithdrawalAuto> queryWithdrawalAuto(Integer pkCountry);
 }
diff --git a/bd-business/bd-business-system/src/main/java/com/hzs/system/config/service/impl/BdWithdrawalAutoServiceImpl.java b/bd-business/bd-business-system/src/main/java/com/hzs/system/config/service/impl/BdWithdrawalAutoServiceImpl.java
index 3380313e..500ef592 100644
--- a/bd-business/bd-business-system/src/main/java/com/hzs/system/config/service/impl/BdWithdrawalAutoServiceImpl.java
+++ b/bd-business/bd-business-system/src/main/java/com/hzs/system/config/service/impl/BdWithdrawalAutoServiceImpl.java
@@ -1,25 +1,15 @@
 package com.hzs.system.config.service.impl;
 
-import com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper;
 import com.baomidou.mybatisplus.extension.service.impl.ServiceImpl;
 import com.hzs.common.domain.system.config.BdWithdrawalAuto;
 import com.hzs.system.config.mapper.BdWithdrawalAutoMapper;
 import com.hzs.system.config.service.IBdWithdrawalAutoService;
 import org.springframework.stereotype.Service;
 
-import java.util.List;
-
 /**
  * 自动提现明细表 服务实现类
  */
 @Service
 public class BdWithdrawalAutoServiceImpl extends ServiceImpl<BdWithdrawalAutoMapper, BdWithdrawalAuto> implements IBdWithdrawalAutoService {
 
-    @Override
-    public List<BdWithdrawalAuto> queryWithdrawalAuto(Integer pkCountry) {
-        LambdaQueryWrapper<BdWithdrawalAuto> queryWrapper = new LambdaQueryWrapper<>();
-        queryWrapper.eq(BdWithdrawalAuto::getPkCountry, pkCountry);
-        return baseMapper.selectList(queryWrapper);
-    }
-
 }
diff --git a/bd-business/bd-business-system/src/main/java/com/hzs/system/config/vo/BdTradeConfigVO.java b/bd-business/bd-business-system/src/main/java/com/hzs/system/config/vo/BdTradeConfigVO.java
index d5f146cc..34d27964 100644
--- a/bd-business/bd-business-system/src/main/java/com/hzs/system/config/vo/BdTradeConfigVO.java
+++ b/bd-business/bd-business-system/src/main/java/com/hzs/system/config/vo/BdTradeConfigVO.java
@@ -13,19 +13,13 @@ import java.util.List;
 
 /**
  * 交易配置
- *
- * @Description:
- * @Author: ljc
- * @Time: 2023/8/18 11:14
- * @Classname: BdTradeConfigVO
- * @Package_name: com.hzs.system.config.vo
  */
 @Data
 @AllArgsConstructor
 @NoArgsConstructor
 public class BdTradeConfigVO implements Serializable {
-    private static final long serialVersionUID = 3674157609077134529L;
 
+    private static final long serialVersionUID = 3674157609077134529L;
 
     private Integer pkId;
 
@@ -42,7 +36,6 @@ public class BdTradeConfigVO implements Serializable {
     /**
      * 1:提现 2:转账 (来源枚举EBusinessModule)
      */
-    @Transaction(transactionKey = EnumsPrefixConstants.BUSINESS_MODULE)
     private Integer businessModule;
 
     private String businessModuleVal;
diff --git a/bd-business/bd-business-system/src/main/java/com/hzs/system/enums/controller/EnumsController.java b/bd-business/bd-business-system/src/main/java/com/hzs/system/enums/controller/EnumsController.java
index 8b64b4a7..638170ef 100644
--- a/bd-business/bd-business-system/src/main/java/com/hzs/system/enums/controller/EnumsController.java
+++ b/bd-business/bd-business-system/src/main/java/com/hzs/system/enums/controller/EnumsController.java
@@ -346,6 +346,7 @@ public class EnumsController extends BaseController {
         }
         return AjaxResult.success(enumEntityList);
     }
+
     /**
      * 单个批量枚举
      *
@@ -2343,15 +2344,6 @@ public class EnumsController extends BaseController {
         return AjaxResult.success(enumEntityList);
     }
 
-    @GetMapping("/get-grant-way")
-    public AjaxResult getGrantWay() {
-        List<EnumEntity> enumEntityList = new ArrayList<>();
-        for (EGrantWay value : EGrantWay.values()) {
-            enumEntityList.add(new EnumEntity(value.getValue(), value.getLabel(), EnumsPrefixConstants.GRANT_WAY_TYPE));
-        }
-        return AjaxResult.success(enumEntityList);
-    }
-
 
     /**
      * 数据类型(安置)
@@ -2448,7 +2440,7 @@ public class EnumsController extends BaseController {
     public AjaxResult businessModule() {
         List<EnumEntity> enumEntityList = new ArrayList<>();
         for (EBusinessModule value : EBusinessModule.values()) {
-            enumEntityList.add(new EnumEntity(value.getValue(), value.getLabel(), EnumsPrefixConstants.BUSINESS_MODULE));
+            enumEntityList.add(new EnumEntity(value.getValue(), value.getLabel()));
         }
         return AjaxResult.success(enumEntityList);
     }
diff --git a/bd-business/bd-business-system/src/main/java/com/hzs/system/enums/controller/EnumsInitController.java b/bd-business/bd-business-system/src/main/java/com/hzs/system/enums/controller/EnumsInitController.java
index a48b5deb..b3d97581 100644
--- a/bd-business/bd-business-system/src/main/java/com/hzs/system/enums/controller/EnumsInitController.java
+++ b/bd-business/bd-business-system/src/main/java/com/hzs/system/enums/controller/EnumsInitController.java
@@ -90,7 +90,7 @@ public class EnumsInitController {
             initList.add(this.createData(value.getKey(), value.getLabel()));
         }
 
-         // 等级枚举枚举
+        // 等级枚举枚举
         for (EGrade value : EGrade.values()) {
             initList.add(this.createData(value.getKey(), value.getLabel()));
         }
@@ -587,11 +587,6 @@ public class EnumsInitController {
             initList.add(this.createData(value.getKey(), value.getLabel()));
         }
 
-        // 交易配置 业务类型
-        for (EBusinessModule value : EBusinessModule.values()) {
-            initList.add(this.createData(value.getKey(), value.getLabel()));
-        }
-
         // 点位状态
         for (EPointStatus value : EPointStatus.values()) {
             initList.add(this.createData(value.getKey(), value.getLabel()));
diff --git a/bd-business/bd-business-system/src/main/resources/mapper/system/config/BdWithdrawalAutoMapper.xml b/bd-business/bd-business-system/src/main/resources/mapper/system/config/BdWithdrawalAutoMapper.xml
index 4f67ce1b..9404d999 100644
--- a/bd-business/bd-business-system/src/main/resources/mapper/system/config/BdWithdrawalAutoMapper.xml
+++ b/bd-business/bd-business-system/src/main/resources/mapper/system/config/BdWithdrawalAutoMapper.xml
@@ -2,27 +2,4 @@
 <!DOCTYPE mapper PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN" "http://mybatis.org/dtd/mybatis-3-mapper.dtd">
 <mapper namespace="com.hzs.system.config.mapper.BdWithdrawalAutoMapper">
 
-    <!-- 通用查询映射结果 -->
-    <resultMap id="BaseResultMap" type="com.hzs.common.domain.system.config.BdWithdrawalAuto">
-        <id column="PK_ID" property="pkId" />
-    <result column="DEL_FLAG" property="delFlag" />
-    <result column="PK_COUNTRY" property="pkCountry" />
-    <result column="PK_CREATOR" property="pkCreator" />
-    <result column="CREATION_TIME" property="creationTime" />
-    <result column="PK_MODIFIED" property="pkModified" />
-    <result column="MODIFIED_TIME" property="modifiedTime" />
-        <result column="PK_WITHDRAWAL" property="pkWithdrawal" />
-    </resultMap>
-
-    <!-- 通用查询结果列 -->
-    <sql id="Base_Column_List">
-        DEL_FLAG,
-        PK_COUNTRY,
-        PK_CREATOR,
-        CREATION_TIME,
-        PK_MODIFIED,
-        MODIFIED_TIME,
-        PK_ID, PK_WITHDRAWAL, LOWER_BOUND, UPPER_BOUND
-    </sql>
-
 </mapper>
diff --git a/bd-common/bd-common-core/src/main/java/com/hzs/common/core/constant/EnumsPrefixConstants.java b/bd-common/bd-common-core/src/main/java/com/hzs/common/core/constant/EnumsPrefixConstants.java
index d3adcd4f..e69d7990 100644
--- a/bd-common/bd-common-core/src/main/java/com/hzs/common/core/constant/EnumsPrefixConstants.java
+++ b/bd-common/bd-common-core/src/main/java/com/hzs/common/core/constant/EnumsPrefixConstants.java
@@ -816,11 +816,6 @@ public class EnumsPrefixConstants {
      */
     public static final String RATIO_TYPE = "ENU_R_T_";
 
-    /**
-     * 抽奖奖品发放方式
-     */
-    public static final String GRANT_WAY_TYPE = "GRANT_WAY_TYPE_";
-
     /**
      * 数据类型(业绩查询)
      */
@@ -831,11 +826,6 @@ public class EnumsPrefixConstants {
      */
     public static final String RECOMMEND_DADA_TYPE = "ENU_R_D_T_";
 
-    /**
-     * 交易配置 业务类型
-     */
-    public static final String BUSINESS_MODULE = "ENU_B_M_";
-
     /**
      * 点位状态
      */
diff --git a/bd-common/bd-common-core/src/main/java/com/hzs/common/core/constant/msg/FinanceMsgConstants.java b/bd-common/bd-common-core/src/main/java/com/hzs/common/core/constant/msg/FinanceMsgConstants.java
index 27824c19..c12444c0 100644
--- a/bd-common/bd-common-core/src/main/java/com/hzs/common/core/constant/msg/FinanceMsgConstants.java
+++ b/bd-common/bd-common-core/src/main/java/com/hzs/common/core/constant/msg/FinanceMsgConstants.java
@@ -125,11 +125,6 @@ public class FinanceMsgConstants {
      */
     public static final String RECHAGER_IMPOR_CODE_ERROR = "编号导入有误，请核对！";
 
-    /**
-     * 导入的编号未支付，请核对！ -- 导入的编号未支付，请核对！
-     */
-    public static final String RECHAGER_NO_PAY = "导入的编号未支付，请核对！";
-
     /**
      * 钱包明细导出 -- 钱包明细导出
      */
@@ -198,56 +193,16 @@ public class FinanceMsgConstants {
      */
     public static final String CONFIGURE_WITHDRAWAL_INFO = "请配置提现信息";
 
-    /**
-     * 请绑定银行卡 -- 请绑定银行卡
-     */
-    public static final String BIND_BANK_CARD = "请绑定银行卡";
-
-    /**
-     * 暂时不请允许提现，请先升级 -- 暂时不请允许提现，请先升级
-     */
-    public static final String NOT_WITHDRAWAL_UPGRADE = "暂时不请允许提现，请先升级";
-
     /**
      * 请选择提现账户 -- 请选择提现账户
      */
     public static final String SELECT_WITHDRAWAL_ACCOUNT = "请选择提现账户";
 
-    /**
-     * 不允许提现 -- 不允许提现
-     */
-    public static final String NOT_ALLOWED_WITHDRAWAL = "不允许提现";
-
-    /**
-     * 超过提现次数 -- 超过提现次数
-     */
-    public static final String EXCEEDING_WITHDRAWALS_NUMBER = "超过提现次数";
-
-    /**
-     * 请配置提现金额限制 -- 请配置提现金额限制
-     */
-    public static final String CONFIGURE_WITHDRAWAL_AMOUNT_LIMIT = "请配置提现金额限制";
-
     /**
      * 请输入提现金额 -- 请输入提现金额
      */
     public static final String ENTER_WITHDRAWAL_AMOUNT = "请输入提现金额";
 
-    /**
-     * 请输入整数值 -- 请输入整数值
-     */
-    public static final String ENTER_INTEGER_VALUE = "请输入整数值";
-
-    /**
-     * 提现金额必须大于最低提现金额 -- 提现金额必须大于最低提现金额
-     */
-    public static final String WITHDRAWAL_AMOUNT_GREATER_MINIMUM_AMOUNT = "提现金额必须大于最低提现金额";
-
-    /**
-     * 提现金额必须小于最高提现金额 -- 提现金额必须小于最高提现金额
-     */
-    public static final String WITHDRAWAL_AMOUNT_LESS_MAXIMUM_AMOUNT = "提现金额必须小于最高提现金额";
-
     /**
      * 余额不足 -- 余额不足
      */
@@ -263,18 +218,11 @@ public class FinanceMsgConstants {
      */
     public static final String TRANSFER_OUT_ACCOUNT_NOT_EMPTY = "请选择要转出的账户";
 
-    /**
-     * 转账金额有误 -- 转账金额有误
-     */
-    public static final String INCORRECT_TRANSFER_AMOUNT = "转账金额有误";
-
-
     /**
      * 转账金额不能低于0且小数位数最多只能有2位
      */
     public static final String INCORRECT_TRANSFER_AMOUNT_SCALE = "转账金额不能低于0且小数位数最多只能有2位";
 
-
     /**
      * 请配置转账配置 -- 请配置转账配置
      */
@@ -293,11 +241,6 @@ public class FinanceMsgConstants {
      */
     public static final String NOT_ALLOWED_TRANSFER = "该账号不允许转账";
 
-    /**
-     * 请先实名认证 -- 请先实名认证
-     */
-    public static final String REAL_NAME_NOT_EXIST = "请先实名认证";
-
     /**
      * 实名认证的真实姓名与营业执照的法人姓名是不一致 -- 法人姓名与实名认证的真实姓名不一致
      */
@@ -331,26 +274,11 @@ public class FinanceMsgConstants {
      */
     public static final String RECHARGE_DETAILS_EXPORT = "充值明细导出";
 
-    /**
-     * 银行卡号不能为空 -- 银行卡号不能为空！
-     */
-    public static final String BANK_CARD_CANNOT_EMPTY = "银行卡号不能为空！";
-
-    /**
-     * 开户名不能为空 -- 开户名不能为空！
-     */
-    public static final String ACCOUNT_NAME_CANNOT_EMPTY = "开户名不能为空！";
-
     /**
      * 验证码不能为空 -- 验证码不能为空！
      */
     public static final String VERIFICATION_CODE_CANNOT_EMPTY = "验证码不能为空！";
 
-    /**
-     * 开户支行不能为空 -- 开户支行不能为空！
-     */
-    public static final String OPENING_BRANCH_CANNOT_EMPTY = "开户支行不能为空！";
-
     /**
      * 开户支行不能为空 -- 真实姓名不能为空！
      */
@@ -444,16 +372,6 @@ public class FinanceMsgConstants {
      */
     public static final String BUSINESS_LICENSE_REFUSE_RESET = "营业执照审核未通过，请勿操作重置";
 
-    /**
-     * 提现正在审批中，请稍后再试 -- 提现正在审批中，请稍后再试
-     */
-    public static final String WITHDRAWAL_APPROVAL = "提现正在审批中，请稍后再试";
-
-    /**
-     * 提现金额必须为100的整数倍
-     */
-    public static final String WITHDRAW_AMOUNT_MULTIPLE = "提现金额必须为100的整数倍";
-
     /**
      * 身份证的图片地址不能为空
      */
diff --git a/bd-common/bd-common-core/src/main/java/com/hzs/common/core/enums/EBankCardStatus.java b/bd-common/bd-common-core/src/main/java/com/hzs/common/core/enums/EBankCardStatus.java
index 61c190f4..410f9701 100644
--- a/bd-common/bd-common-core/src/main/java/com/hzs/common/core/enums/EBankCardStatus.java
+++ b/bd-common/bd-common-core/src/main/java/com/hzs/common/core/enums/EBankCardStatus.java
@@ -5,12 +5,6 @@ import lombok.Getter;
 
 /**
  * 银行卡默认状态
- *
- * @Description:
- * @Author: ljc
- * @Time: 2023/2/9 15:14
- * @Classname: EBankCardStatus
- * @Package_name: com.hzs.common.core.enums
  */
 @Getter
 @AllArgsConstructor
diff --git a/bd-common/bd-common-core/src/main/java/com/hzs/common/core/enums/EBusinessModule.java b/bd-common/bd-common-core/src/main/java/com/hzs/common/core/enums/EBusinessModule.java
index 91130611..801297d0 100644
--- a/bd-common/bd-common-core/src/main/java/com/hzs/common/core/enums/EBusinessModule.java
+++ b/bd-common/bd-common-core/src/main/java/com/hzs/common/core/enums/EBusinessModule.java
@@ -1,17 +1,10 @@
 package com.hzs.common.core.enums;
 
-import com.hzs.common.core.constant.EnumsPrefixConstants;
 import lombok.AllArgsConstructor;
 import lombok.Getter;
 
 /**
  * 交易配置 业务类型
- *
- * @Description:
- * @Author: ljc
- * @Time: 2023/8/18 10:01
- * @Classname: EBusinessModule
- * @Package_name: com.hzs.common.core.enums
  */
 @AllArgsConstructor
 @Getter
@@ -20,11 +13,11 @@ public enum EBusinessModule {
     /**
      * 1=提现
      */
-    WITHDRAWAL(1, "提现", 0, EnumsPrefixConstants.BUSINESS_MODULE + "1"),
+    WITHDRAWAL(1, "提现", 0),
     /**
      * 2=转账
      */
-    TRANSFER_ACCOUNTS(2, "转账", 0, EnumsPrefixConstants.BUSINESS_MODULE + "2"),
+    TRANSFER_ACCOUNTS(2, "转账", 0),
 
     ;
 
@@ -40,9 +33,5 @@ public enum EBusinessModule {
      * 是否启用（0=是,1=否） -- 来源EYesNo
      */
     private final int enable;
-    /**
-     * 国际化翻译key值
-     */
-    private final String key;
 
 }
diff --git a/bd-common/bd-common-core/src/main/java/com/hzs/common/core/enums/EGrantWay.java b/bd-common/bd-common-core/src/main/java/com/hzs/common/core/enums/EGrantWay.java
deleted file mode 100644
index afc00e92..00000000
--- a/bd-common/bd-common-core/src/main/java/com/hzs/common/core/enums/EGrantWay.java
+++ /dev/null
@@ -1,49 +0,0 @@
-package com.hzs.common.core.enums;
-
-import com.hzs.common.core.constant.EnumsPrefixConstants;
-import lombok.AllArgsConstructor;
-import lombok.Getter;
-
-/**
- * @Description:
- * @Author: yuhui
- * @Time: 2023/5/15 10:57
- * @Classname: EGrantWay
- * @PackageName: com.hzs.common.core.enums
- */
-@AllArgsConstructor
-@Getter
-public enum EGrantWay {
-    /**
-     * 商品展示
-     */
-    TYPE_0(0, "实物", 0, EnumsPrefixConstants.GRANT_WAY_TYPE + "0"),
-
-    TYPE_1(1, "消费账户", 0, EnumsPrefixConstants.GRANT_WAY_TYPE + "1"),
-
-    TYPE_2(2, "现金账户", 0, EnumsPrefixConstants.GRANT_WAY_TYPE + "2"),
-
-    TYPE_6(6, "积分账户", 0, EnumsPrefixConstants.GRANT_WAY_TYPE + "6"),
-
-    TYPE_8(8, "复购券", 0, EnumsPrefixConstants.GRANT_WAY_TYPE + "8"),
-
-    TYPE_11(11, "直播代金券", 0, EnumsPrefixConstants.GRANT_WAY_TYPE + "11");
-
-
-    /**
-     * 实际值
-     */
-    private final int value;
-    /**
-     * 显示标签
-     */
-    private final String label;
-    /**
-     * 是否启用（0=是,1=否） -- 来源EYesNo
-     */
-    private final int enable;
-    /**
-     * 国际化翻译key值
-     */
-    private final String key;
-}
diff --git a/bd-common/bd-common-domain/src/main/java/com/hzs/common/domain/member/account/CuMemberBank.java b/bd-common/bd-common-domain/src/main/java/com/hzs/common/domain/member/account/CuMemberBank.java
index eb961803..4b3bf74e 100644
--- a/bd-common/bd-common-domain/src/main/java/com/hzs/common/domain/member/account/CuMemberBank.java
+++ b/bd-common/bd-common-domain/src/main/java/com/hzs/common/domain/member/account/CuMemberBank.java
@@ -11,12 +11,7 @@ import lombok.experimental.Accessors;
 import java.util.Date;
 
 /**
- * <p>
  * 会员信息-银行卡信息
- * </p>
- *
- * @author hzs
- * @since 2022-08-31
  */
 @Data
 @EqualsAndHashCode(callSuper = true)
diff --git a/bd-common/bd-common-domain/src/main/java/com/hzs/common/domain/system/config/BdWithdrawalAuto.java b/bd-common/bd-common-domain/src/main/java/com/hzs/common/domain/system/config/BdWithdrawalAuto.java
index a7d2b632..063b2071 100644
--- a/bd-common/bd-common-domain/src/main/java/com/hzs/common/domain/system/config/BdWithdrawalAuto.java
+++ b/bd-common/bd-common-domain/src/main/java/com/hzs/common/domain/system/config/BdWithdrawalAuto.java
@@ -12,12 +12,7 @@ import lombok.experimental.Accessors;
 import java.math.BigDecimal;
 
 /**
- * <p>
  * 自动提现明细表
- * </p>
- *
- * @author zhangjing
- * @since 2022-08-31
  */
 @Data
 @EqualsAndHashCode(callSuper = true)
@@ -47,5 +42,4 @@ public class BdWithdrawalAuto extends BaseEntity {
     private Integer withdrawalCycle;
 
 
-
 }
diff --git a/bd-third/src/main/java/com/hzs/third/bankcard/common/HttpConstant.java b/bd-third/src/main/java/com/hzs/third/bankcard/common/HttpConstant.java
deleted file mode 100644
index 01228656..00000000
--- a/bd-third/src/main/java/com/hzs/third/bankcard/common/HttpConstant.java
+++ /dev/null
@@ -1,42 +0,0 @@
-package com.hzs.third.bankcard.common;
-
-import lombok.Data;
-
-/**
- * 银行卡验证返回状态
- *
- * @Description:
- * @Author: ljc
- * @Time: 2022/11/25 10:42
- * @Classname: HttpConstant
- * @Package_name: com.hz.bankCard.common
- */
-@Data
-public class HttpConstant {
-    /**
-     * 一致
-     */
-    public static final String BANK_CARD_SAME = "1200";
-    /**
-     * 不一致
-     */
-    public static final String BANK_CARD_DIFFERENT = "1201";
-
-
-    /**
-     * 银行卡状态错误
-     */
-    public static final String BANK_CARD_STATUS_EEOR = "1203";
-
-    /**
-     * 验证失败
-     */
-    public static final String BANK_CARD_FAIL = "1206";
-
-
-    /**
-     * 验证错误
-     */
-    public static final String BANK_CARD_EEOR = "1206";
-
-}
diff --git a/bd-third/src/main/java/com/hzs/third/bankcard/provider/BankCardValidateProvider.java b/bd-third/src/main/java/com/hzs/third/bankcard/provider/BankCardValidateProvider.java
index 6fa5497c..6ea29dfe 100644
--- a/bd-third/src/main/java/com/hzs/third/bankcard/provider/BankCardValidateProvider.java
+++ b/bd-third/src/main/java/com/hzs/third/bankcard/provider/BankCardValidateProvider.java
@@ -4,29 +4,21 @@ import com.hzs.common.core.domain.R;
 import com.hzs.common.core.utils.StringUtils;
 import com.hzs.third.bankcard.IBankCardServiceApi;
 import com.hzs.third.bankcard.dto.BankCardParam;
-import com.hzs.third.bankcard.service.BankCardService;
+import com.hzs.third.bankcard.service.IBankCardService;
 import org.apache.dubbo.config.annotation.DubboService;
 import org.springframework.beans.factory.annotation.Autowired;
 
 /**
  * 银行卡四要素验证服务
- *
- * @Description:
- * @Author: ljc
- * @Time: 2023/2/9 9:05
- * @Classname: BankCardValidateProvider
- * @Package_name: com.hzs.third.bankCard.provider
  */
-
 @DubboService
 public class BankCardValidateProvider implements IBankCardServiceApi {
 
     @Autowired
-    BankCardService bankCardService;
+    private IBankCardService IBankCardService;
 
     @Override
-    public R verifyBankCard(BankCardParam bankCardParam) {
-
+    public R<?> verifyBankCard(BankCardParam bankCardParam) {
         if (StringUtils.isEmpty(bankCardParam.getIdCard())) {
             return R.fail("身份证号码不能为空！");
         }
@@ -36,12 +28,10 @@ public class BankCardValidateProvider implements IBankCardServiceApi {
         if (StringUtils.isEmpty(bankCardParam.getMobile())) {
             return R.fail("手机号不能为空！");
         }
-
         if (StringUtils.isEmpty(bankCardParam.getBankCard())) {
             return R.fail("银行卡号不能为空！");
         }
-        return bankCardService.verifyBankCard(bankCardParam);
+        return IBankCardService.verifyBankCard(bankCardParam);
     }
 
-
 }
diff --git a/bd-third/src/main/java/com/hzs/third/bankcard/service/BankCardService.java b/bd-third/src/main/java/com/hzs/third/bankcard/service/IBankCardService.java
similarity index 55%
rename from bd-third/src/main/java/com/hzs/third/bankcard/service/BankCardService.java
rename to bd-third/src/main/java/com/hzs/third/bankcard/service/IBankCardService.java
index d799a331..bf98d7a7 100644
--- a/bd-third/src/main/java/com/hzs/third/bankcard/service/BankCardService.java
+++ b/bd-third/src/main/java/com/hzs/third/bankcard/service/IBankCardService.java
@@ -5,14 +5,8 @@ import com.hzs.third.bankcard.dto.BankCardParam;
 
 /**
  * 银行卡验证接口
- *
- * @Description:
- * @Author: ljc
- * @Time: 2022/11/24 18:03
- * @Classname: BankCardService
- * @Package_name: com.hz.bankCard.service.impl
  */
-public interface BankCardService {
+public interface IBankCardService {
 
     /**
      * 银行卡四要素校验
@@ -20,5 +14,6 @@ public interface BankCardService {
      * @param bankCardParam 入参
      * @return BankCardVO
      */
-    R verifyBankCard(BankCardParam bankCardParam);
+    R<?> verifyBankCard(BankCardParam bankCardParam);
+
 }
diff --git a/bd-third/src/main/java/com/hzs/third/bankcard/service/impl/BankCardServiceImpl.java b/bd-third/src/main/java/com/hzs/third/bankcard/service/impl/BankCardServiceImpl.java
deleted file mode 100644
index e046de5e..00000000
--- a/bd-third/src/main/java/com/hzs/third/bankcard/service/impl/BankCardServiceImpl.java
+++ /dev/null
@@ -1,103 +0,0 @@
-package com.hzs.third.bankcard.service.impl;
-
-
-import cn.hutool.http.Header;
-import cn.hutool.http.HttpRequest;
-import cn.hutool.http.HttpResponse;
-import com.google.gson.JsonObject;
-import com.google.gson.JsonParser;
-import com.hzs.common.core.constant.HttpStatus;
-import com.hzs.common.core.domain.R;
-import com.hzs.third.bankcard.common.HttpConstant;
-import com.hzs.third.bankcard.dto.BankCardParam;
-import com.hzs.third.bankcard.service.BankCardService;
-import lombok.extern.slf4j.Slf4j;
-import org.springframework.beans.factory.annotation.Value;
-import org.springframework.stereotype.Service;
-
-import java.util.HashMap;
-import java.util.Map;
-
-/**
- * 银行卡验证接口
- *
- * @Description:
- * @Author: ljc
- * @Time: 2022/11/24 18:14
- * @Classname: BankCardServiceImpl
- * @Package_name: com.hz.bankCard.service.impl
- */
-@Slf4j
-@Service
-public class BankCardServiceImpl implements BankCardService {
-
-    @Value("${bankCard.url}")
-    private String url;
-    @Value("${bankCard.appKey}")
-    private String appKey;
-    @Value("${bankCard.appCode}")
-    private String appCode;
-
-    @Override
-    public R verifyBankCard(BankCardParam bankCardParam) {
-        String authorization = "APPCODE " + appCode;
-        HttpResponse response = HttpRequest.post(url)
-                .header(Header.AUTHORIZATION, authorization)
-                .header(Header.CONTENT_TYPE, "application/x-www-form-urlencoded; charset=UTF-8")
-                .form(getInParam(bankCardParam))
-                .timeout(20000)
-                .execute();
-        return parseResult(response, bankCardParam);
-    }
-
-
-    /**
-     * 解析返回的结果集
-     * <p>
-     * 1200 银行卡验证一致 收费
-     * 1201 银行卡验证不一致 收费
-     * 1203 银行卡状态错误 收费
-     * 1206 验证失败 免费
-     *
-     * @param response 响应信息
-     * @return bankCardVO
-     */
-    private R parseResult(HttpResponse response, BankCardParam bankCardParam) {
-        String result = response.body();
-        log.info("调用接口返回信息： " + result);
-        if (response.getStatus() == HttpStatus.SUCCESS) {
-            JsonObject resultJson = JsonParser.parseString(result).getAsJsonObject();
-            //状态码
-            String code = resultJson.get("code").getAsString();
-            //返回信息
-            String message = resultJson.get("message").getAsString();
-            if (code.equals(HttpConstant.BANK_CARD_SAME)) {
-                return R.ok();
-            } else {
-                log.info("银行卡四要素校验接口正常返回状态值: {},信息为: {}", code, message);
-                return R.fail(message);
-            }
-        } else {
-            String message = "认证失败";
-            log.info("银行卡四要素校验接口异常返回状态值: {},信息为: {}", response.getStatus(), message);
-            return R.fail(message);
-        }
-    }
-
-    /**
-     * 获取入参
-     *
-     * @param bankCardParam 银行卡入参
-     * @return String
-     */
-    private Map getInParam(BankCardParam bankCardParam) {
-        JsonObject jsonObject = new JsonObject();
-        jsonObject.addProperty("name", bankCardParam.getName());
-        jsonObject.addProperty("mobile", bankCardParam.getMobile());
-        jsonObject.addProperty("bankcard", bankCardParam.getBankCard());
-        jsonObject.addProperty("idcard", bankCardParam.getIdCard());
-        Map<String, String> param = new HashMap<>();
-        param.put("biz_content", jsonObject.toString());
-        return param;
-    }
-}
diff --git a/bd-third/src/main/java/com/hzs/third/bankcard/service/impl/IBankCardServiceImpl.java b/bd-third/src/main/java/com/hzs/third/bankcard/service/impl/IBankCardServiceImpl.java
new file mode 100644
index 00000000..d48f3dd2
--- /dev/null
+++ b/bd-third/src/main/java/com/hzs/third/bankcard/service/impl/IBankCardServiceImpl.java
@@ -0,0 +1,83 @@
+package com.hzs.third.bankcard.service.impl;
+
+import cn.hutool.http.Header;
+import cn.hutool.http.HttpRequest;
+import cn.hutool.http.HttpResponse;
+import cn.hutool.json.JSONObject;
+import cn.hutool.json.JSONUtil;
+import com.hzs.common.core.constant.HttpStatus;
+import com.hzs.common.core.domain.R;
+import com.hzs.third.bankcard.dto.BankCardParam;
+import com.hzs.third.bankcard.service.IBankCardService;
+import lombok.extern.slf4j.Slf4j;
+import org.springframework.beans.factory.annotation.Value;
+import org.springframework.stereotype.Service;
+
+import java.util.HashMap;
+import java.util.Map;
+
+/**
+ * 银行卡验证接口
+ */
+@Slf4j
+@Service
+public class IBankCardServiceImpl implements IBankCardService {
+
+    @Value("${bankCard.url}")
+    private String url;
+    @Value("${bankCard.appKey}")
+    private String appKey;
+    @Value("${bankCard.appCode}")
+    private String appCode;
+
+    @Override
+    public R<?> verifyBankCard(BankCardParam bankCardParam) {
+        Map<String, Object> param = new HashMap<>();
+        param.put("bankcard", bankCardParam.getBankCard());
+        param.put("idcard", bankCardParam.getIdCard());
+        param.put("name", bankCardParam.getName());
+        param.put("mobile", bankCardParam.getMobile());
+
+        HttpResponse response = HttpRequest.post(url)
+                .header(Header.AUTHORIZATION, "APPCODE " + appCode)
+                .header(Header.CONTENT_TYPE, "application/x-www-form-urlencoded; charset=UTF-8")
+                .form(param)
+                .timeout(10000)
+                .execute();
+        return parseResult(response);
+    }
+
+    /**
+     * 解析返回的结果集
+     */
+    private R<?> parseResult(HttpResponse response) {
+        String result = response.body();
+        log.info("调用银行卡认证接口返回信息： " + result);
+
+        if (HttpStatus.SUCCESS == response.getStatus()) {
+            JSONObject resultObj = JSONUtil.parseObj(result);
+            if ("200".equals(resultObj.getStr("code"))) {
+                // 返回成功
+                JSONObject dataObj = resultObj.getJSONObject("data");
+                int resultInt = dataObj.getInt("result");
+                if (resultInt == 0) {
+                    // 一致
+                    return R.ok();
+                } else if (resultInt == 1) {
+                    // 不一致
+                    return R.fail("银行卡预留信息不一致，请确认后重试");
+                } else {
+                    // 查不到卡信息
+                    return R.fail("银行卡信息不存在，请确认银行卡是否有效");
+                }
+            } else {
+                // 返回失败
+                return R.fail(resultObj.getStr("msg"));
+            }
+        } else {
+            log.error("调用银行卡认证接口失败");
+            return R.fail("银行卡认证失败，请重试");
+        }
+    }
+
+}
diff --git a/bd-third/src/main/java/com/hzs/third/express/service/impl/ExpressServiceImpl.java b/bd-third/src/main/java/com/hzs/third/express/service/impl/ExpressServiceImpl.java
index c194b376..88def8ca 100644
--- a/bd-third/src/main/java/com/hzs/third/express/service/impl/ExpressServiceImpl.java
+++ b/bd-third/src/main/java/com/hzs/third/express/service/impl/ExpressServiceImpl.java
@@ -20,12 +20,8 @@ import java.util.List;
 import java.util.Map;
 
 /**
- * @Description: 快递100
- * @Author: ljc
- * @Date: 2022/8/24 14:38
- * @Version：1.0
+ * 快递100
  */
-
 @Service
 @Slf4j
 public class ExpressServiceImpl implements IExpressService {
@@ -33,7 +29,6 @@ public class ExpressServiceImpl implements IExpressService {
     @Autowired
     private ExpressConfig expressConfig;
 
-
     @Override
     public R<ExpressDTO> expressTrackInfo(String trackingNumber, String mobile) {
         String customer = expressConfig.getCustomer();
@@ -41,7 +36,6 @@ public class ExpressServiceImpl implements IExpressService {
         String url = expressConfig.getUrl();
 
         QueryTrackParam queryTrackParam = new QueryTrackParam();
-        // queryTrackParam.setCom("JD");
         queryTrackParam.setNum(trackingNumber);
         queryTrackParam.setPhone(mobile);
         String param = new Gson().toJson(queryTrackParam);
@@ -119,10 +113,9 @@ public class ExpressServiceImpl implements IExpressService {
      * @return String
      */
     private String querySign(String param, String key, String customer) {
-        StringBuilder sb = new StringBuilder();
-        sb.append(param);
-        sb.append(key);
-        sb.append(customer);
-        return sign(sb.toString());
+        String sb = param +
+                key +
+                customer;
+        return sign(sb);
     }
 }