diff --git a/bd-third/src/main/java/com/hzs/third/pay/service/impl/JdPayServiceImpl.java b/bd-third/src/main/java/com/hzs/third/pay/service/impl/JdPayServiceImpl.java
index 7f6ed569..33ce6bc9 100644
--- a/bd-third/src/main/java/com/hzs/third/pay/service/impl/JdPayServiceImpl.java
+++ b/bd-third/src/main/java/com/hzs/third/pay/service/impl/JdPayServiceImpl.java
@@ -265,8 +265,8 @@ public class JdPayServiceImpl implements IJdPayService {
                         if(i == separateAccounts.size() - 1){
                             subTradeAmount = remaining;
                         }else{
-                            subTradeAmount = tradeAmount.subtract(tradeAmount.multiply(separateAccount.getProportion().setScale(2, BigDecimal.ROUND_HALF_UP)));
-                            remaining = remaining.subtract(subTradeAmount).setScale(2, BigDecimal.ROUND_HALF_UP);
+                            subTradeAmount = tradeAmount.subtract(tradeAmount.multiply(separateAccount.getProportion().setScale(2, BigDecimal.ROUND_DOWN)).setScale(2, BigDecimal.ROUND_DOWN));
+                            remaining = remaining.subtract(subTradeAmount).setScale(2, BigDecimal.ROUND_DOWN);
                         }
                         JdPayDivisionAccountTradeInfo divisionAccountTradeInfo = new JdPayDivisionAccountTradeInfo();
                         divisionAccountTradeInfo.setMerchantNo(separateAccount.getAccount());
diff --git a/bd-third/src/main/resources/bootstrap.yml b/bd-third/src/main/resources/bootstrap.yml
index 2c4c5c79..df6ff361 100644
--- a/bd-third/src/main/resources/bootstrap.yml
+++ b/bd-third/src/main/resources/bootstrap.yml
@@ -111,9 +111,9 @@ jd:
 #    refundNotifyUrl: https://b747-218-57-66-5.ngrok-free.app/pay/jd-refund/trade-notify
     separateAccounts:
       - account: 153428607007
-        proportion: 0.5
+        proportion: 0.7
       - account: 153428607005
-        proportion: 0.5
+        proportion: 0.3
   wechat-alipay:
     ## 二级商户号
     merchantNo: 153428607006
@@ -138,9 +138,9 @@ jd:
     refundNotifyUrl: https://b747-218-57-66-5.ngrok-free.app/pay/jd-refund/trade-notify
     separateAccounts:
       - account: 153428607008
-        proportion: 0.5
+        proportion: 0.7
       - account: 153428607006
-        proportion: 0.5
+        proportion: 0.3
   transfer-out:
     ## 二级商户号
     merchantNo: 153428607004